314 Silver Spring Dr, Bel Air, MD 21014 Property Records

Harford County property record for 314 Silver Spring Dr, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,384 sqft · built 1954
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Nov 1998)
Tax Bill	$3,126 (2026)
Flood Zone	Zone X (minimal risk)
APN	`03-088634`

Property Details

APN / Parcel Number

Primary APN	`03-088634`
Alternative APNs	`3088634` `088634`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,384 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	088634
Street Address	314 SILVER SPRING DR
City	BEL AIR
State	MD
Zip	21014-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 49500 SF 314 SILVER SPRING DRIVE SILVER SPRING HTS P 2/23
Legal Subdivision	SILVER SPRING HEIGHTS
Legal Block	D
Legal Lot Number	314
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1001
Census Tract	303501

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	314 SILVER SPRING DR, BEL AIR, MD 21014-5220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 1998 · Amount on Record
Deed Sale	Nov 18, 1998 · Amount on Record
Deed Document Number	19981019
Deed Book / Page	2860 / 297
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,126.00 (+6.91%)	$281,400 (+2.89%)	$297,200 (+8.67%) Land $118,000 Building $179,200
2025	$2,924.00 (+8.58%)	$273,500 (+8.43%) Land $118,000 Building $155,500	$273,500 (-) Land $118,000 Building $155,500
2023		$252,233	$273,500 Land $118,000 Building $155,500
2022	$2,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20