314 S Wayne St, Monroe, GA 30655 Property Records

Walton County property record for 314 S Wayne St, Monroe, GA 30655

Property Summary

Property Type	Commercial
Details	2 ba · 2,663 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2023)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M0160-053`

Property Details

APN / Parcel Number

Primary APN	`M0160-053`
Alternative APN	`16897`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,663 sqft Heated Area
1st Floor Area	2,082 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	131 sqft
Porch	Slab
Porch Area	519 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	16897
Street Address	314 S WAYNE ST
City	MONROE
State	GA
Zip	30655-1942
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R1
Legal Description	TR#2, .20AC
Legal Subdivision	SAINT REGIS
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	110701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McDaniel Street Historic District listed 1983 · 14 contributing resources · NRIS 83003614

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 H D ATHA RD, MONROE, GA 30655-5852
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer · Construction Mortgage DIRESTA GINA
Jun 6, 2023	Warranty Deed, Transfer
Jun 1, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Apr 14, 2022	Warranty Deed, Transfer
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF MADISON COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	20232009
Deed Book / Page	5316 / 464
Prior Transfer Date	Aug 5, 1997
Prior Transfer Doc	0760000111
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jan 15, 2026
Property Address	314 S WAYNE ST, MONROE, GA 30655-1942
Document Number	0056171670
Book / Page	5617 / 1670
Instrument Date	Jan 13, 2026
Instrument	D2026-000502
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 H D ATHA RD, MONROE, GA 30655-5852

Mortgage

Document Number	D2026000503
Date	Jan 15, 2026
Instrument	D2026-000503

Lender

Name	DIRESTA GINA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2031

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jun 6, 2023
Property Address	314 S WAYNE ST, MONROE, GA 30655-1942
Document Number	0053210001
Book / Page	5321 / 1
Instrument Date	Jun 6, 2023
Instrument	2023-002143
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 H D ATHA RD, MONROE, GA 30655-5852

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jun 1, 2023
Property Address	314 S WAYNE ST, MONROE, GA 30655-1942
Document Number	0053160464
Book / Page	5316 / 464
Instrument Date	Jun 1, 2023
Instrument	2023-002009
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 H D ATHA RD, MONROE, GA 30655-5852

Mortgage

Document Number	2023005535
Date	Jun 1, 2023
Instrument	2023005535

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Apr 14, 2022
Property Address	314 S WAYNE ST, MONROE, GA 30655-1942
Document Number	0051250482
Book / Page	5125 / 482
Instrument Date	Apr 14, 2022
Instrument	2022-001891
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650, MONROE, GA 30655-0650

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Apr 14, 2022
Property Address	314 S WAYNE ST, MONROE, GA 30655-1942
Document Number	0051250482
Book / Page	5125 / 482
Instrument Date	Apr 14, 2022
Instrument	2022-001891
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650, MONROE, GA 30655-0650

Mortgage

Document Number	2022006376
Date	Apr 14, 2022
Instrument	2022006376

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,962.00 (+20.35%)	$197,920 (+16.45%) Land $24,000 Building $173,920	$494,800 (+16.45%) Land $60,000 Building $434,800
2024	$5,785.00 (-11.99%)	$169,960 (-9.6%) Land $24,000 Building $145,960	$424,900 (-9.6%) Land $60,000 Building $364,900
2023	$6,573.00 (-98.74%)	$188,000 (+42.47%) Land $24,000 Building $164,000	$470,000 (+42.47%) Land $60,000 Building $410,000
2022	$519,685.00	$131,960 Land $67,920 Building $64,040	$329,900 Land $169,800 Building $160,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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