314 S Main St, Amboy, IN 46911 Property Records

Miami County property record for 314 S Main St, Amboy, IN 46911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,176 sqft · built 1978
Lot Size	0.595 acres (25,918 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Aug 2023)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-25621-00`

Property Details

APN / Parcel Number

Primary APN	`010-25621-00`
Alternative APNs	`52-15-23-400-036.000-010` `00816595641`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft
Attic	Attic
Attic Area	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	25,918 sqft (0.595 acres)
Lot Dimensions	198 ft deep x 126 ft wide
Terrain	High
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	00816595641
Street Address	314 S MAIN ST
City	AMBOY
State	IN
Zip	46911-9289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	010-25621-00 PT SE1/4 23-25-05 .595 ACRES DA 544/569/687 19 256 02100
Jurisdiction	MIAMI IN
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3042
Census Tract	952600

Owner

314 S Main St is owned by two individuals who bought it in August 2023.

Source: Miami County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3452 N 700 W 27, CONVERSE, IN 46919-9346
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage GRANT COUNTY STATE BANK
Aug 24, 2023	Warranty Deed, Transfer
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	Oct 11, 2019 · Amount on File
Deed Document Number	2023523061
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	314 S MAIN ST, AMBOY, IN 46911-9289
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3452 N 700 W 27, CONVERSE, IN 46919-9346

Mortgage

Document Number	20230523062
Date	Aug 24, 2023
Instrument	20230523062

Lender

Name	GRANT COUNTY STATE BANK
Type	Bank
Address	SWAYZEE, IN 46986

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 22, 2043

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 24, 2023
Property Address	314 S MAIN ST, AMBOY, IN 46911-9289
Document Number	20230523061
Instrument Date	Aug 22, 2023
Instrument	20230523061
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3452 N 700 W 27, CONVERSE, IN 46919-9346

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Oct 11, 2019
Property Address	314 S MAIN ST, AMBOY, IN 46911-9289
Document Number	20190524204
Instrument Date	Oct 8, 2019
Instrument	20190524204
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190524205
Date	Oct 11, 2019
Instrument	20190524205

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 314 S Main St was $4,448, up 69.4% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Amboy Town
County	Miami County
County Subdivision	Jackson Township
Unified School District	Oak Hill United School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,448.00 (+69.45%)	$176,900 Land $6,800 Building $170,100	$176,900 Land $6,800 Building $170,100
2024	$2,625.00 (+126.49%)
2023	$1,159.00 (+6.04%)	$132,500 (-) Land $6,800 Building $125,700	$132,500 (-) Land $6,800 Building $125,700
2022	$1,093.00	$132,500 Land $6,800 Building $125,700	$132,500 Land $6,800 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 S Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sweetser Rural Telephone Company Fiber	1,000 / 1,000
Skyewaves Fixed Wireless	100 / 100

May also be available: Good Connections.

Cell Coverage

5G (outdoors only) and 4G LTE

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