Craven County property record for 314 S Front St, New Bern, NC 28560
| Property Type | Office Building |
|---|---|
| Details | 6,949 sqft · built 1900 |
| Lot Size | 0.229 acres (9,994 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (Jul 1993) |
| Tax Bill | $8,154 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance Jun 2023 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 8-001-C-105 |
| Primary APN | 8-001-C-105 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,949 sqft Total Area |
| 1st Floor Area | 6,949 sqft |
| Flooring | Carpet |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 9,994 sqft (0.229 acres) |
| Lot Dimensions | 215 ft deep x 45 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Zoned |
| Account Number | 12288 |
|---|---|
| Old Parcel Number | 8-001-C-105 |
| Street Address | 314 S FRONT ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-2134 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | 316-18 TRYON PALACE |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 960900 |
Source: Craven County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX C, NEW BERN, NC 28563-8503 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO |
| Jun 8, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1993 · Amount on Record |
| Deed Sale | Jul 1, 1993 · Amount on Record |
| Deed Document Number | 0001371228 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 314 S FRONT ST, NEW BERN, NC 28560-2134 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003593/652 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 3593/652 |
| Instrument | 10046927 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 314 S FRONT ST, NEW BERN, NC 28560-2134 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 316 S FRONT ST, NEW BERN, NC 28560-2134 |
| Document Number | 003766/358 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | 3766/358 |
| Instrument | 10113375 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Craven County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,154.00 (+1.07%) | $861,090 (-) Land $166,190 Building $694,900 | $861,090 (-) Land $166,190 Building $694,900 |
| 2023 | $8,068.00 (-2%) | $861,090 (+23.37%) Land $166,190 Building $694,900 | $861,090 (+23.37%) Land $166,190 Building $694,900 |
| 2022 | $8,233.00 | $697,950 Land $172,050 Building $525,900 | |
| 2018 | $697,950 Land $172,050 Building $525,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 222 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 units insured incl. 161 condo units |
| Nearby Flood Claims | 414 (1979–2023) |
| Claims Outside the SFHA | 24 of 414 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Optimum, T-Mobile.
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