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314 S 3rd Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 314 S 3rd Ave, Big Rapids, MI 49307

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,229 sqft · built 1930
Lot Size0.183 acres (7,971 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Mar 2024)
Tax Bill$2,514 (2024)
Deeds & MortgagesMar 2024 Sale & Mortgage
Feb 2024 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN17-14-201-007

Property Details

APN / Parcel Number

Primary APN17-14-201-007

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,229 sqft Total Area
Basement Area120 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,971 sqft (0.183 acres)
Lot Dimensions80.3 ft deep x 99.3 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area315 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address314 S 3RD AVE
CityBIG RAPIDS
StateMI
Zip49307-1571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description000314 S THIRD AVENUE: BRONSON AND TROWBRIDGE'S ADDITION -- BLK 2, THE S 4 FT OF LOT 6 AND ENTIRE LOTS 7 & 8. TOGETHER WITH T
Legal SubdivisionBRONSON AND TROWBRIDGE'S ADDITION
Legal Block2
Legal Lot Number6-8
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group1
Census Block1000
Census Tract960701

Owner

Source: Mecosta County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Feb 8, 2024Warranty Deed, Transfer
TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE
Oct 19, 2023Sheriff's Deed, Foreclosure
Mar 28, 2022Deed of Trust, Mortgage · USDA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 8, 2018Warranty Deed, Transfer · Conventional Mortgage
TOP FLITE FINANCIAL INC
Oct 8, 2018Warranty Deed, Transfer
SUN TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2024 · Amount on Record
Deed SaleMar 8, 2024 · Amount on Record
Prior SaleFeb 8, 2024 · Amount on Record
Deed Document Number20241305
Deed Book / Page928 / 2071
Prior Transfer DateMar 1, 2024
Prior Transfer Doc0000001305
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateMar 8, 2024
Property Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571
Document Number00928/2071
Book / Page928 / 2071
Map ReferenceLB 2 PG 23
Instrument DateMar 1, 2024
Instrument202400001305
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanySUN TITLE AGENCY OF MI LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22843 12 MILE RD, BIG RAPIDS, MI 49307-9614

Transferred To (Grantee/Buyer)

NameVerified Name
Address22843 12 MILE RD, BIG RAPIDS, MI 49307-9614

Mortgage

Document Number202400001306
DateMar 8, 2024
Instrument202400001306
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Mortgage

Document Number00928/2087
DateMar 8, 2024
Book Page928/2087
Instrument202400001307
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateFeb 8, 2024
Property Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571
Document Number000928/396
Book / Page928 / 396
Instrument DateFeb 7, 2024
Instrument202400000798
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyTRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571

Transferred To (Grantee/Buyer)

NameVerified Name
Address22843 12 MILE RD, BIG RAPIDS, MI 49307-9614

October 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMECOSTA MI
Recording DateOct 19, 2023
Property Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571
Document Number00926/2897
Book / Page926 / 2897
Instrument DateOct 4, 2023
Instrument202300006779
Transaction TypeForeclosure
Record UpdatedNov 3, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571
Transaction TypeMortgage
Record UpdatedApr 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571

Mortgage

Document Number00917/5196
DateMar 28, 2022
Book Page917/5196
Instrument202200002756
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateOct 8, 2018
Property Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571
Document Number892/0655
Book / Page892 / 0655
Instrument DateSep 27, 2018
Instrument201800007708
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanySURE TITLE AGENCY, SUN TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$666.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 S 3RD AVE, 314, BIG RAPIDS, MI 49307-1571

Transferred To (Grantee/Buyer)

NameVerified Name
Address1805 MILTON AVE APT 125C, 125C, BIG RAPIDS, MI 49307-2610

Mortgage

Document Number201800007709
DateOct 8, 2018
Instrument201800007709
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateOct 8, 2018
Property Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571
Document Number892/0652
Book / Page892 / 0652
Instrument DateSep 27, 2018
Instrument201800007707
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanySUN TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1885 16 MILE RD, 1885, BIG RAPIDS, MI 49307

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 S 3RD AVE, BIG RAPIDS, MI 49307-1571

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,200 (+19.19%)$140,400 (+19.19%)
2024$2,514.00
2023$58,900$117,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG RAPIDS
serves 10,403 people · EPA ID MI0000710
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Point Broadband
Fiber · Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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