Kane County property record for 314 S 2nd Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,458 sqft · built 1900 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,890 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-34-205-003 |
| Primary APN | 09-34-205-003 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,458 sqft Living Area |
| Basement Area | 939 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 314 S 2ND AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 171-CONVAPARTMENTS |
| Legal Subdivision | MINARD FERSON&HUNTS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6N411 CORRON RD, SAINT CHARLES, IL 60175-8420 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 11, 2023 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 16, 2021 | Deed, Transfer ATTORNEY |
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit STATE BK/GENEVA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 1998 |
| Deed Sale | Jun 22, 1998 |
| Deed Document Number | 199854741 |
| Last Transfer Date | Jul 31, 2023 |
| Transfer Doc | 0000027492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 11, 2023 |
| Property Address | 314 S 2ND AVE, ST CHARLES, IL 60174-1958 |
| Document Number | 0000027492 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023K027492 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6N411 CORRON RD, SAINT CHARLES, IL 60175-8420 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 16, 2021 |
| Property Address | 314 S 2ND AVE, ST CHARLES, IL 60174-1958 |
| Document Number | 0000062564 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021K062564 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6N411 CORRON RD, SAINT CHARLES, IL 60175-8420 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 314 S 2ND AVE, ST CHARLES, IL 60174-1958 |
| Document Number | 0000045120 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 314 S 2ND AVE ST CHARLES IL 601741958, ST CHARLES, IL 60174-1958 |
| Document Number | 0000045120 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 45120 |
| Name | STATE BK/GENEVA |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 27, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,890.00 (+2.54%) | $126,770 (+8.53%) Land $42,013 Building $84,757 | $380,462 (+8.53%) Land $126,089 Building $254,373 |
| 2024 | $8,670.00 (+5.46%) | $116,806 (+14.72%) Land $38,711 Building $78,095 | $350,558 (+14.76%) Land $116,179 Building $234,379 |
| 2022 | $8,221.00 (+5.59%) | $101,822 (+6.65%) Land $34,864 Building $66,958 | $305,466 (+6.65%) Land $104,592 Building $200,874 |
| 2021 | $7,786.00 | $95,473 Land $31,649 Building $63,824 | $286,419 Land $94,947 Building $191,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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