Cherokee County property record for 314 Russell St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,624 sqft · built 1937 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jul 2020) |
| Tax Bill | $1,058 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001368-23-3 |
| Primary APN | 001368-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,624 sqft Living Area |
| Basement Area | 496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Old Parcel Number | 1000700016000 61812089 |
|---|---|
| Street Address | 314 RUSSELL ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 314 RUSSELL ST FM MOORE DEVELOPMENT LLC $120000/BATES SIGNED 4% 8-7-20 FM HAMPTON GRACE $155000 |
| Legal Subdivision | INDIAN HILL HEIGHTS SUB |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970601 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 RUSSELL ST, GAFFNEY, SC 29340-3739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Aug 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Aug 12, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Nov 19, 2018 | Deed of Trust, Mortgage FIRST PIEDMONT FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Deed Document Number | 0001251436 |
| Prior Transfer Date | Nov 1, 2010 |
| Prior Transfer Doc | 04976 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 314 RUSSELL ST, GAFFNEY, SC 29340-3739 |
| Document Number | 0001342190 |
| Instrument Date | May 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 314 RUSSELL ST GAFFNEY SC 293403739, GAFFNEY, SC 29340-3739 |
| Document Number | 0001342190 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 000134/002190 |
| Instrument | 2998 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 314 RUSSELL ST, GAFFNEY, SC 29340-3739 |
| Document Number | 0001251290 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | HOMEBRIDGE FINANCIAL SERVICES INC, HOMEBRIDGE FIN'L SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 314 RUSSELL ST GAFFNEY SC 293403739, GAFFNEY, SC 29340-3739 |
| Document Number | 0001251290 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 000125/001290 |
| Instrument | 4224 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 314 RUSSELL ST, GAFFNEY, SC 29340-3739 |
| Document Number | 0001321571 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 314 RUSSELL ST GAFFNEY GAFFNEY SC 29340, GAFFNEY, SC 29340 |
| Document Number | 0001321571 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 000132/001571 |
| Instrument | 1679 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 12, 2020 |
| Property Address | 314 RUSSELL ST, GAFFNEY, SC 29340-3739 |
| Document Number | 0001251436 |
| Book / Page | 000125 / 001436 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 4223 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 RUSSELL ST GAFFNEY GAFFNEY SC 29340, GAFFNEY, SC 29340 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 314 RUSSELL ST, GAFFNEY, SC 29340-3739 |
| Document Number | 0001080701 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 314 RUSSELL ST GAFFNEY SC 293403739, GAFFNEY, SC 29340-3739 |
| Document Number | 0001080701 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 000108/000701 |
| Instrument | 5675 |
| Name | FIRST PIEDMONT FED'L S&L ASSN |
|---|---|
| Address | GAFFNEY, SC 29341 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 19, 2033 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,058.00 (+10.9%) | $5,760 (-) Land $400 Building $5,360 | $144,100 (-) Land $10,000 Building $134,100 |
| 2023 | $954.00 | $5,760 Land $400 Building $5,360 | $144,100 Land $10,000 Building $134,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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