Monroe County property record for 314 Ruby St, Paris, MO 65275 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,446 sqft Adjusted Area |
| Lot Size | 8,375 sqft (0.192 acres) |
| Garage | 240 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $72,500 (2005) |
| Tax Bill | $984.00 (2025) |
| Primary APN | 15-2.0-10-001-025-010.000 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,446 sqft Adjusted Area |
| Gross Area | 1,204 sqft Gross Area |
| 1st Floor | 1,204 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,375 sqft (0.192 acres) |
| Depth X Width | 125 ft x 67 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 240 sqft Garage |
| Utility Building | 120 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 314 RUBY ST |
|---|---|
| City | PARIS |
| State | MO |
| Zip | 65275-1254 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLOCK 2 S. P. BIRKETT'S ADDITION PARIS |
| Legal Range | 10W |
| Legal Township | 54N |
| Legal Section | 10 |
| Legal Subdivision | S. P. BIRKETT'S ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE MO |
| Minor Civil Division | JACKSON |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 960200 |
Source: Monroe County records · APN 15-2.0-10-001-025-010.000
Assessment roll updated February 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 RUBY ST, PARIS, MO 65275-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CU |
| Feb 26, 2007 | Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC |
| Aug 30, 2005 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) UNITED CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on Record |
| Deed Sale | Aug 30, 2005 · Amount on Record |
| Deed Book / Page | 314 / 585 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 314 RUBY ST, PARIS, MO 65275-1254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020180879 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 2018-0879 |
| Name | UNITED CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 314 RUBY ST, PARIS, MO 65275-1254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00321/1474 |
|---|---|
| Date | Feb 26, 2007 |
| Book Page | 321/1474 |
| Name | CITIFINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | MEXICO, MO 65265 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Mar 26, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MO |
| Recording Date | Aug 30, 2005 |
| Property Address | 314 RUBY ST, PARIS, MO 65275-1254 |
| Document Number | 00314/0585 |
| Book / Page | 314 / 0585 |
| Instrument Date | Aug 25, 2005 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 RUBY ST, PARIS, MO 65275-1254 |
| Document Number | 0003140587 |
|---|---|
| Date | Aug 30, 2005 |
| Instrument | 314/0587 |
| Name | UNITED CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Sep 01, 2008 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.6% |
Source: Monroe County records · Assessment roll updated February 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Monroe County |
| Municipality | Paris City |
| Unified School District | Paris R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,770 (-) | $83,000 (-) | |
| 2025 | $984.00 (+31.9%) | $15,770 (+13.86%) | $83,000 (+13.85%) Land $3,700 Building $79,300 |
| 2023 | $13,850 | $72,900 | |
| 2020 | $746.00 |
Source: FEMA National Flood Hazard Layer, Monroe County (29137C), updated October 17, 2006 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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