Bergen County and Paramus Borough property record for 314 Ross Rd, Paramus, NJ 07652 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1952 |
| Square Footage | 2,216 sqft Living Area |
| Lot Size | 13,111 sqft (0.301 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,200,000 (2026) |
| Tax Bill | $12,053.00 (2025) |
| Primary APN | 46-07203-0000-00002 |
|---|---|
| Alternative APN |
|
| Building Area | 2,216 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame Construction |
| Lot Area | 13,111 sqft (0.301 acres) |
| Street Address | 314 ROSS RD |
|---|---|
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4942 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 163XIRR 4.7LT |
| Legal Subdivision | NORTH PARAMUS HEIGHTS |
| Legal Block | 7203 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | PARAMUS |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 42302 |
Source: Bergen County and Paramus Borough records · APN 46-07203-0000-00002
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Jan 12, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION |
| Aug 13, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2021 |
| Deed Doc Number | 20262488 |
| Deed Book / Page | 5700 / 1036 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Document Number | 0056440901 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 5644/901 |
| Instrument | 2025076975 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 12, 2026 |
| Property Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Document Number | 0057001036 |
| Book / Page | 5700 / 1036 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026002488 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FORTUNE TITLE, FORTUNA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
| Name | Verified Name |
|---|---|
| Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Document Number | 2026002489 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026002489 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 18, 2026 |
| Property Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Document Number | 0000041117 |
| Book / Page | 5825 / 407 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 202641117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Document Number | 0000041117, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 5825/407 |
| Instrument | 202641117 |
| Name | ALLIANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 13, 2021 |
| Property Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Document Number | 0043290652 |
| Book / Page | 4329 / 652 |
| Instrument Date | Jul 11, 2021 |
| Instrument | 2021130778 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,086.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7475 NW 7TH CT, 7475, MARGATE, FL 33063-4008 |
| Name | Verified Name |
|---|---|
| Address | 314 ROSS RD, PARAMUS, NJ 07652-4942 |
| Document Number | 2021130779 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021130779 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $988,900 (+22.98%) Land $433,800 Building $555,100 | $988,900 (+22.98%) Land $433,800 Building $555,100 | |
| 2025 | $12,053.00 (+6.58%) | $804,100 (+12.32%) Land $391,900 Building $412,200 | $804,100 (+12.32%) Land $391,900 Building $412,200 |
| 2024 | $11,309.00 (+8.65%) | ||
| 2023 | $715,900 Land $341,200 Building $374,700 | $715,900 Land $341,200 Building $374,700 | |
| 2022 | $10,409.00 |
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