314 Roosevelt St, Gary, IN 46404 Property Records

Lake County property record for 314 Roosevelt St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,492 sqft · built 1942
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$93,100 (Feb 2022)
Tax Bill	$577 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0209-0024`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0209-0024`
Alternative APNs	`45-08-05-252-017.000-004` `254402090024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,492 sqft Living Area
Gross Area	3,626 sqft
1st Floor Area	1,246 sqft
Basement Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1970
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	125 ft deep x 44 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 ROOSEVELT ST
City	GARY
State	IN
Zip	46404-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND COS. 5TH SUB. S. 21 FT. L.23 BL.15 N.23 FT. L.24 BL.15
Legal Subdivision	GARY LAND COS. 5TH SUB
Legal Block	15
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1029
Census Tract	10400

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 ROOSEVELT ST, GARY, IN 46404-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Feb 14, 2022	Quit Claim Deed, Transfer · Conventional Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Apr 28, 2005
Deed Document Number	2022506778
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	0000006778
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	314 ROOSEVELT ST, GARY, IN 46404-1150
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ROOSEVE, GARY, IN 46404-1150

Mortgage

Document Number	0000034687
Date	Oct 20, 2023
Instrument	2023-534687

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Feb 14, 2022
Property Address	314 ROOSEVELT ST, GARY, IN 46404-1150
Document Number	0000006778
Map Reference	MB 15 PG 3
Instrument Date	Feb 9, 2022
Instrument	2022-506778
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	MTC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ROOSEVELT ST, GARY, IN 46404-1150

Mortgage

Document Number	0000006779
Date	Feb 14, 2022
Instrument	2022-506779

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,000 (+89.13%) Land $7,900 Building $79,100	$87,000 (+89.13%) Land $7,900 Building $79,100
2024	$577.00 (+22.25%)
2023		$46,000 (+7.73%) Land $7,700 Building $38,300	$46,000 (+7.73%) Land $7,700 Building $38,300
2022	$472.00 Homeowner's exemption	$42,700 Land $4,600 Building $38,100	$42,700 Land $4,600 Building $38,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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