Lauderdale County property record for 314 Robin Dr, Ripley, TN 38063
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 996 sqft · built 1996 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Jan 2026) |
| Tax Bill | $415 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049094L C 03300 |
| Primary APN | 049094L C 03300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 314 ROBIN DR |
|---|---|
| City | RIPLEY |
| State | TN |
| Zip | 38063-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | DISTRICT: 02, COUNTY AREA: R71 |
| Legal Subdivision | LOT 51 |
| Legal Lot Number | 51 |
| Jurisdiction | LAUDERDALE TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 50504 |
314 Robin Dr is owned and occupied by an individual who bought it in January 2026.
Source: Lauderdale County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 ROBIN DR, RIPLEY, TN 38063-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 29, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 23, 2022 | Warranty Deed, Transfer · Commercial Mortgage INSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on File |
| Deed Sale | Jan 29, 2026 · Amount on File |
| Prior Sale | Jul 28, 1995 · Amount on File |
| Deed Document Number | 2026212457 |
| Deed Book / Page | 836 / 552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Property Address | 314 ROBIN DR, RIPLEY, TN 38063-3411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000836/578 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 836/578 |
| Instrument | 212459 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 4201 MARSH LN, CARROLLTON, TX 75007 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Recording Date | Jan 29, 2026 |
| Property Address | 314 ROBIN DR, RIPLEY, TN 38063-3411 |
| Document Number | 000836/552 |
| Book / Page | 836 / 552 |
| Map Reference | CAB 1 SL 15 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 212457 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 ROBIN DR, RIPLEY, TN 38063-3411 |
| Document Number | 0000212458 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 212458 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Recording Date | May 23, 2022 |
| Property Address | 314 ROBIN DR, RIPLEY, TN 38063-3411 |
| Document Number | 000774/455 |
| Book / Page | 774 / 455 |
| Map Reference | CAB 1 SL 15 |
| Instrument Date | May 23, 2022 |
| Instrument | 199500 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 69, RIPLEY, TN 38063-0069 |
| Document Number | 000774/458 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 774/458 |
| Instrument | 199501 |
| Name | INSOUTH BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, TN 38019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 23, 2027 |
The 2025 property tax bill for 314 Robin Dr was $415.
Source: Lauderdale County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lauderdale County |
| Municipality | Ripley City |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415.00 | $16,325 Land $2,100 Building $14,225 | |
| 2023 | $16,325 Land $2,100 Building $14,225 | ||
| 2022 | $408.00 | ||
| 2021 | $65,300 Land $8,400 Building $56,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 314 Robin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Robin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPLEY WATER SYSTEM serves 8,030 people · EPA ID TN0000580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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