314 Riverview Dr, Decorah, IA 52101 Property Records

Winneshiek County property record for 314 Riverview Dr, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,264 sqft · built 1946
Lot Size	0.164 acres (7,125 sqft)
Owner	Individual Name on Record
Tax Bill	$3,266 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111727900300`

Property Details

APN / Parcel Number

Primary APN	`111727900300`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	936 sqft
Attic	Attic
Attic Area	328 sqft
Basement Area	936 sqft
Finished Basement	650 sqft
Unfinished Basement	286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	125 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	314 RIVERVIEW DR
City	DECORAH
State	IA
Zip	52101-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 2 WEST DECORAH DAYTONS 1ST ADDN
Legal Range	08W
Legal Township	98N
Legal Section	17
Legal Subdivision	WEST DECORAH DAYTONS 1ST ADD
Legal Block	2
Legal Lot Number	11
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2025
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 RIVERVIEW DR, DECORAH, IA 52101-1259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	314 RIVERVIEW DR, DECORAH, IA 52101-1259
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/728
Date	Mar 11, 2022
Book Page	2022/728
Instrument	2022 0728

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	314 RIVERVIEW DR, DECORAH, IA 52101-1259
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3130
Date	Aug 14, 2020
Book Page	2020/3130
Instrument	2020 3130

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 14, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,266.00	$199,730 (-) Land $28,780 Building $170,950	$199,730 (-) Land $28,780 Building $170,950
2025	$3,266.00 (+4.21%) Homeowner's exemption	$199,730 (+13.01%) Land $28,780 Building $170,950	$199,730 (+13.01%) Land $28,780 Building $170,950
2024	$3,134.00 (+4.68%)
2023		$176,740 (+15.88%) Land $28,780 Building $147,960	$176,740 (+15.88%) Land $28,780 Building $147,960
2022	$2,994.00 Homeowner's exemption	$152,520 Land $23,980 Building $128,540
2021			$152,520 Land $23,980 Building $128,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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