314 Ridge Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 314 Ridge Rd, Satsuma, FL 32189

Property Summary

Property TypeResidential Vacant Land
Lot Size0.51 acres (22,216 sqft)
OwnerCompany Name on Record
Tax Bill$111 (2025)
Deeds & MortgagesDec 2020 Loan Modification
Feb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN11-11-26-8244-063.0-011.0

Property Details

APN / Parcel Number

Primary APN11-11-26-8244-063.0-011.0
Alternative APN
  • 59302

Exterior

Lot Area22,216 sqft (0.51 acres)
Lot Dimensions149 ft deep x 150 ft wide

Location & Zoning

Account Number59302
Street Address314 RIDGE RD
CitySATSUMA
StateFL
Zip32189-2426
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionST JOHNS RIVERSIDE ESTATES, HO
Legal Range26E
Legal Township11S
Legal Section11
Legal SubdivisionRIVERSIDE
Legal Block63
Legal Lot Number11 12
JurisdictionPUTNAM FL
Township / Civil DivisionCRESCENT CITY
Census Block Group4
Census Block4026
Census Tract951200

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 308, KEYSTONE HEIGHTS, FL 32656-0308
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Loan Modification, Mortgage · Line of Credit
NATIONAL RURAL UTILITIES COOPE
Feb 21, 2018Loan Modification, Mortgage · Line of Credit
COBANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM FL
Property Address314 RIDGE RD, SATSUMA, FL 32189-2426
Document Number0016010491
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address225 W WALKER DR KEYSTONE HEIGHTS FL 326567617, KEYSTONE HEIGHTS, FL 32656-7617

Mortgage

Document Number0016010491
DateDec 23, 2020
Book Page001601/000491
Instrument54023357
Lender
NameNATIONAL RURAL UTILITIES COOPE
Address20701 COOPERATIVE WAY, DULLES, VA 20166-6691
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueDec 22, 2027
Interest
Rate TypeAdjustable Rate

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM FL
Recording DateFeb 21, 2018
Property Address314 RIDGE RD, SATSUMA, FL 32189-2426
Document Number0014981719
Book / Page001498 / 001719
Instrument DateFeb 15, 2018
Instrument54003386
Transaction TypeMortgage
Record UpdatedMar 16, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address225 W WALKER DR KEYSTONE HEIGHTS FL 326567617, KEYSTONE HEIGHTS, FL 32656-7617

Mortgage

Document Number14981719
DateFeb 21, 2018
Book Page001498/001719
Instrument54003386
Lender
NameCOBANK
TypeBank
Address6340 S FIDDLERS GREEN CIR, GREENWOOD VILLAGE, CO 80111-4951
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 20, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$111.00 (+42.31%)$9,540 (+5%)$9,540 (+5%) Land $9,540
2023$78.00 (+9.86%)$6,360 (-)$6,360 (-) Land $6,360
2022$71.00$6,360$6,360 Land $6,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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