314 Ridge Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 314 Ridge Rd, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,385 sqft · built 1979
Lot Size0.295 acres (12,863 sqft)
Owner2 Individual Names on File
Last Sale$11,000 (Dec 1978)
Tax Bill$2,953 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-741-4981-6

Property Details

APN / Parcel Number

Primary APNC62-000-741-4981-6
Alternative APNs
  • 10-28-15-65016-004-0050
  • 152810650160040050
  • R109720

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,385 sqft Heated Area
1st Floor Area2,385 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,863 sqft (0.295 acres)
Lot Dimensions160 ft deep x 80 ft wide
View / LotPark
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area388 sqft
Deck Area250 sqft
Patio Area250 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR109720
Old Parcel Number152810650160040050
Street Address314 RIDGE RD
CityPALM HARBOR
StateFL
Zip34683-5422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOZONA SHORES BLK D, LOT 5
Legal Range15
Legal Township28
Legal Section10
Legal SubdivisionOZONA SHORES
Legal BlockD
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2016
Census Tract27202

Owner

314 Ridge Rd is owned and occupied by two individuals who bought it in December 1978.

Source: Pinellas County records, as of December 26, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 83, OZONA, FL 34660-0083
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 1978 · Amount on File
Deed SaleDec 31, 1978 · Amount on File
Deed Document Number0046472114
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 314 Ridge Rd was $2,953 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,953.00 Homeowner's exemption$197,928$634,595 Land $280,950 Building $353,645
2023$2,728.00 (+4.72%) Homeowner's exemption$186,748 (+4.16%)$604,354 (+25.43%) Land $323,131 Building $281,223
2022$2,605.00 Homeowner's exemption$179,286$481,840 Land $261,506 Building $220,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 265 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies285 units insured
incl. 20 condo units
Nearby Flood Claims375 (1982–2026)
Claims Outside the SFHA4 of 375
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Helene, Sep 2024 · 171 claims
  • Hurricane Idalia, Aug 2023 · 12 claims
  • Tropical Storm Josephine, Oct 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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