Berrien County property record for 314 Richards St, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,552 sqft · built 1967 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Apr 1993) |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-2000-0004-00-7 |
| Primary APN | 58-2000-0004-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 314 RICHARDS ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SIN |
| Legal Description | LOTS 4 & 5 BLK 1 ENGLISH & HOLMES ADD TO CITY OF BUCHANAN INCL N1/2 OF VAC ALLEY S OF SD LOTS PER 1176/86 |
| Legal Subdivision | ENGLISH & HOLMES ADD |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20200 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 RICHARDS ST, BUCHANAN, MI 49107-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 1993 · Amount on Record |
| Deed Sale | Apr 20, 1993 · Amount on Record |
| Deed Book / Page | 1568 / 937 |
| Last Transfer Date | Aug 6, 2014 |
| Transfer Doc | 03078/1977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 314 RICHARDS ST, BUCHANAN, MI 49107-1445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03203/1493 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 3203/1493 |
| Name | MUTUAL BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANGER, IN 46530 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 7, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,900 (-12.74%) | $165,800 (-12.74%) | |
| 2025 | $1,971.00 (+2.23%) Homeowner's exemption | $95,000 (+67.55%) | $190,000 (+67.55%) |
| 2024 | $1,928.00 (+5.59%) | ||
| 2023 | $56,700 | $113,400 | |
| 2022 | $1,826.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUCHANAN serves 4,871 people · EPA ID MI0000960 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Mercury Fiber.
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