314 Richard Rd, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 314 Richard Rd, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,172 sqft · built 1965
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2011)
Tax Bill	$10,967 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`13-00219-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`13-00219-0000-00035`
Alternative APNs	`130021900035` `00018574`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	80 ft deep x 110 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00018574
Street Address	314 RICHARD RD
City	FORKED RIVER
State	NJ
Zip	08731-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	110 X 80
Legal Block	219
Legal Lot Number	35
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2001
Census Tract	732104

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 RICHARD RD, FORKED RIVER, NJ 08731-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2011 · Amount on Record
Deed Sale	Apr 25, 2011 · Amount on Record
Deed Document Number	201137901
Deed Book / Page	14874 / 1206
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	314 RICHARD RD, FORKED RIVER, NJ 08731-5101
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 RICHARD RD, FORKED RIVER, NJ 08731-5101

Mortgage

Document Number	0188341917
Date	Dec 22, 2021
Book Page	18834/1917
Instrument	2021180860

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,000 (-) Land $195,500 Building $205,500	$401,000 (-) Land $195,500 Building $205,500
2025	$10,967.00 (+7.93%)	$401,000 (-) Land $195,500 Building $205,500	$401,000 (-) Land $195,500 Building $205,500
2024	$10,161.00 (+11.98%)
2023		$401,000 Land $195,500 Building $205,500	$401,000 Land $195,500 Building $205,500
2022	$9,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 295 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	295 in force
Nearby Flood Claims	230 (1979–2024)
Claims Outside the SFHA	2 of 230
Most Recent Claim	Jan 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 167 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20