314 Regency St, Davenport, FL 33896 Property Records

Polk County property record for 314 Regency St, Davenport, FL 33896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 2003
Lot Size	0.146 acres (6,347 sqft)
Owner	Individual Name on File
Last Sale	$189,990 (Apr 2017)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-06-701210-001620`

Property Details

APN / Parcel Number

Primary APN	`27-26-06-701210-001620`
Alternative APNs	`062627701210001620` `62627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	1,985 sqft
1st Floor Area	1,485 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,347 sqft (0.146 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Florida Room
Porch Area	167 sqft

Location & Zoning

Street Address	314 REGENCY ST
City	DAVENPORT
State	FL
Zip	33896-5058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN AT WEST HAVEN PHASE 1 PB 116 PGS 49-51 LOT 162
Legal Range	27E
Legal Township	26S
Legal Section	06
Legal Subdivision	GREEN AT WEST HAVEN PHASE 1
Legal Phase	1
Legal Tract	701210
Legal Block	1
Legal Lot Number	162
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1016
Census Tract	12405

Owner

314 Regency St is owned and occupied by an individual who bought it in April 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	314 REGENCY ST, DAVENPORT, FL 33896-5058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PARTNERS FCU
Apr 26, 2017	Warranty Deed, Transfer · Conventional with PMI PARTNERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Dec 4, 2013 · Amount on File
Deed Document Number	201778722
Deed Book / Page	10128 / 1551
Prior Transfer Date	Dec 3, 2013
Prior Transfer Doc	0091241170
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Oct 7, 2021
Property Address	314 REGENCY ST, DAVENPORT, FL 33896-5058
Document Number	0000263145
Book / Page	11930 / 133
Map Reference	MB 116 PG 49-51
Instrument Date	Sep 28, 2021
Instrument	2021263145
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ALOMA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 REGENCY ST, DAVENPORT, FL 33896-5058

Mortgage

Document Number	0011930135
Date	Oct 7, 2021
Instrument	11930/135

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 26, 2017
Property Address	314 REGENCY ST, DAVENPORT, FL 33896-5058
Document Number	0101281551
Book / Page	010128 / 001551
Instrument Date	Apr 25, 2017
Instrument	78722
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	PRATTUS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 REGENCY ST DAVENPORT FL 338965058, DAVENPORT, FL 33896-5058

Mortgage

Document Number	101281553
Date	Apr 26, 2017
Book Page	010128/001553
Instrument	78723

Lender

Name	PARTNERS FCU
Address	13705 INTERNATIONAL DR S, ORLANDO, FL 32821-5411

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	960 Months
Due	Apr 25, 2097

Tax Assessment & Valuation

The 2025 property tax bill for 314 Regency St was $1,837 with a homeowner's exemption, down 23.4% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,244 (+2.7%)	$234,916 (-5.82%) Land $42,000 Building $192,916
2025	$1,837.00 (-23.43%) Homeowner's exemption	$182,321	$249,430 Land $42,000 Building $207,430
2024	$2,399.00 (+8.4%)
2023	$2,213.00 (+3.46%) Homeowner's exemption	$172,022 (+3%)	$257,710 (+17.42%) Land $40,000 Building $217,710
2022	$2,139.00 Homeowner's exemption	$167,012	$219,470 Land $33,000 Building $186,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Regency St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (2012–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Regency St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Xfinity.

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