314 Regal Downs Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 314 Regal Downs Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 2000
Lot Size	0.216 acres (9,403 sqft)
Owner	2 Individual Names on File
Last Sale	$112,500 (Aug 2020)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-6800-00-690`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-6800-00-690`
Alternative APNs	`272223680000690` `119607` `120392` `121773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,403 sqft (0.216 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	314 REGAL DOWNS CIR
City	WINTER GARDEN
State	FL
Zip	34787-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	REGAL POINTE PHASE 1 43/129 LOT 69
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	REGAL POINTE PH 1
Legal Phase	1
Legal Tract	6800
Legal Lot Number	69
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3044
Census Tract	17402

Owner

314 Regal Downs Cir is owned and occupied by two individuals who bought it in August 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Warranty Deed, Transfer APEX HM LNS
Mar 20, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Prior Sale	Mar 20, 2019 · Amount on File
Deed Document Number	2020438697
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0000438697
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 19, 2020
Property Address	314 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4016
Document Number	0000438697
Instrument Date	Aug 14, 2020
Instrument	438697
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$788.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 REGAL DOWNS CIR WINTER GARDEN FL 347874016, WINTER GARDEN, FL 34787-4016

Mortgage

Document Number	438698
Date	Aug 19, 2020
Instrument	438698

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 20, 2019
Property Address	314 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4016
Document Number	0000164608
Map Reference	MB 43 PG 129&130
Instrument Date	Mar 14, 2019
Instrument	20190164608
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	CONTEMPORARY T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13422 SUBURBAN TER, 13422, WINTER GARDEN, FL 34787-9663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4016

Mortgage

Document Number	0000164609
Date	Mar 20, 2019
Instrument	20190164609

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 314 Regal Downs Cir was $3,259, up 5.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,090 (+22.65%)	$403,090 (+11.78%) Land $100,000 Building $303,090
2025	$3,259.00 (+5.37%) Homeowner's exemption	$240,594	$360,620 Land $100,000 Building $260,620
2024	$3,093.00 (+4.04%)
2023	$2,973.00 (+3.27%) Homeowner's exemption	$226,809 (+3%)	$329,658 (+18.53%) Land $100,000 Building $229,658
2022	$2,879.00 Homeowner's exemption	$220,203	$278,131 Land $85,000 Building $193,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Regal Downs Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Regal Downs Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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