314 Prospect Mill Rd, Bel Air, MD 21015 Property Records

Harford County property record for 314 Prospect Mill Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,370 sqft · built 2002
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (Sep 2002)
Tax Bill	$7,465 (2026)
Flood Zone	Zone X (minimal risk)
APN	`03-356426`

Property Details

APN / Parcel Number

Primary APN	`03-356426`
Alternative APNs	`3356426` `356426`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,370 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.58 acres)
Garage Type	Built-in
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	356426
Street Address	314 PROSPECT MILL RD
City	BEL AIR
State	MD
Zip	21015-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 3 2.58 AC 314 PROSPECT MILL ROAD LD WAGNER P 105/34
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4000
Census Tract	303101

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 PROSPECT MILL RD, BEL AIR, MD 21015-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2002 · Amount on Record
Deed Sale	Sep 25, 2002 · Amount on Record
Prior Sale	Sep 25, 2002 · Amount on Record
Deed Document Number	2002651
Deed Book / Page	4144 / 430
Transfer Doc	0000000262
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,465.00 (+11.99%) Homeowner's exemption	$679,500 (+16.05%)	$717,900 (+8.72%) Land $128,100 Building $589,800
2025	$6,666.00 (+10.49%) Homeowner's exemption
2023		$585,500	$660,300 Land $128,100 Building $532,200
2022	$6,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20