314 Plainview St, Owatonna, MN 55060 Property Records

Steele County property record for 314 Plainview St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 992 sqft · built 1918
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,500 (Feb 2021)
Tax Bill	$2,664 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-134-0103`

Property Details

APN / Parcel Number

Primary APN	`17-134-0103`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Basement Area	294 sqft
Unfinished Basement	294 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 PLAINVIEW ST
City	OWATONNA
State	MN
Zip	55060-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINTVIEW BLK 1 LOT 3 POINTVIEW
Legal Section	TW
Legal Subdivision	POINTVIEW
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	3
Census Block	3000
Census Tract	960600

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 PLAINVIEW ST, OWATONNA, MN 55060-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 24, 2017	Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	2021434608
Prior Transfer Date	Feb 12, 2010
Prior Transfer Doc	0000369452
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Feb 24, 2021
Property Address	314 PLAINVIEW ST, OWATONNA, MN 55060-3239
Document Number	A000434608
Instrument Date	Feb 19, 2021
Instrument	A000434608
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	314 PLAINVIEW ST, OWATONNA, MN 55060-3239

Mortgage

Document Number	A000434609
Date	Feb 24, 2021
Instrument	A000434609

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Jul 24, 2017
Property Address	314 PLAINVIEW ST, OWATONNA, MN 55060-3239
Document Number	A000413949
Instrument Date	Jul 21, 2017
Instrument	A000413949
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 PLAINVIEW ST, OWATONNA, MN 55060-3239

Mortgage

Document Number	A000413950
Date	Jul 24, 2017
Instrument	A000413950

Lender

Name	AMERICAN MTG & EQUITY CONSULT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,664.00 (+10.45%) Homeowner's exemption	$208,000 (+4.26%) Land $31,600 Building $176,400	$208,000 (+4.26%) Land $31,600 Building $176,400
2025		$199,500 (+9.2%) Land $31,600 Building $167,900	$199,500 (+9.2%) Land $31,600 Building $167,900
2023	$2,412.00 Homeowner's exemption	$182,700 Land $23,500 Building $159,200	$182,700 Land $23,500 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Minnesota WiFi, Verizon.

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