314 Peru St, Peru, IL 61354 Property Records

LaSalle County property record for 314 Peru St, Peru, IL 61354

Property Summary

Property Type	Commercial
Details	2,874 sqft · built 1888
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Sep 2025)
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-16-415-014`

Property Details

APN / Parcel Number

Primary APN	`17-16-415-014`
Alternative APN	`16-16-433-012`

Interior

Building Area	2,874 sqft Total Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	314 PERU ST
City	PERU
State	IL
Zip	61354-2044
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LASALLE CENTER ADD, S1/2 LT 10 BLK 8 SEC 16-33-1
Legal Range	01
Legal Township	33
Legal Section	16
Legal Subdivision	LASALLE CENTER ADD
Legal Block	8
Legal Lot Number	10
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	4
Census Block	4012
Census Tract	963000

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 PERU ST, PERU, IL 61354-2044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage EUREKA SAVINGS BANK
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK
Mar 18, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	20259680
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Sep 10, 2025
Property Address	314 PERU ST, PERU, IL 61354-2044
Document Number	0202509680
Instrument Date	Aug 20, 2025
Instrument	2025-09680
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 2ND ST, LA SALLE, IL 61301-2613

Mortgage

Document Number	0202509681
Date	Sep 10, 2025
Instrument	2025-09681

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.88%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	314 PERU ST, PERU, IL 61354-2044
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202212600
Date	Sep 30, 2022
Instrument	2022-12600

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.76%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Apr 1, 2019
Property Address	314 PERU ST, PERU, IL 61354-2044
Document Number	201903374
Instrument Date	Mar 25, 2019
Instrument	201903374
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 101, SPRING VALLEY, IL 61362-0101

Mortgage

Document Number	201903375
Date	Apr 1, 2019
Instrument	201903375

Lender

Name	OTTAWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LASALLE IL
Recording Date	Mar 18, 2019
Property Address	314 PERU ST, PERU, IL 61354-2044
Document Number	201902707
Instrument Date	Mar 6, 2019
Instrument	201902707
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 PERU ST, PERU, IL 61354-2044

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,346.00 (-0.97%)	$30,390 (-) Land $1,802 Building $28,588	$91,170 (-) Land $5,406 Building $85,764
2024	$2,369.00	$30,390 (-) Land $1,802 Building $28,588	$91,170 (-) Land $5,406 Building $85,764
2023		$30,390 (+6%) Land $1,802 Building $28,588	$91,170 (+6%) Land $5,406 Building $85,764
2022		$28,670 Land $1,700 Building $26,970	$86,010 Land $5,100 Building $80,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink, T-Mobile, Verizon.

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