314 Park St, Elgin, IL 60120 Property Records

Kane County property record for 314 Park St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,327 sqft · built 1900
Lot Size	0.101 acres (4,414 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Dec 2019)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-109-010`

Property Details

APN / Parcel Number

Primary APN	`06-13-109-010`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,327 sqft Living Area
Gross Area	3,528 sqft
Basement Area	1,201 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	4,414 sqft (0.101 acres)
Lot Dimensions	100 ft deep x 47 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 PARK ST
City	ELGIN
State	IL
Zip	60120-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B W RAYMONDS ADDN PART OF SUB E DESC IN DOC 624615 BOOK 1444/532 LOT 28
Legal Subdivision	B W RAYMONDS ADDN
Legal Block	1
Legal Lot Number	28
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-109-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	518 LAUREL ST, ELGIN, IL 60120-6627
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	201962193
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 23, 2019
Property Address	314 PARK ST, ELGIN, IL 60120-4524
Document Number	0000062193
Instrument Date	Dec 19, 2019
Instrument	2019K062193
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 LAUREL ST, ELGIN, IL 60120-6627

Mortgage

Document Number	0000062194
Date	Dec 23, 2019
Instrument	2019K062194

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.9%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,282.00 (+25.24%)
2024		$75,851 (+31.12%) Land $13,956 Building $61,895	$227,644 (+31.17%) Land $41,885 Building $185,759
2022	$5,016.00 (+3.96%)	$57,848 (+6.96%) Land $11,496 Building $46,352	$173,544 (+6.96%) Land $34,488 Building $139,056
2021	$4,825.00	$54,084 Land $10,748 Building $43,336	$162,252 Land $32,244 Building $130,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.