314 Oakland Cir, Raphine, VA 24472 Property Records

Rockbridge County property record for 314 Oakland Cir, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,985 sqft · built 1800
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jun 2019)
Tax Bill	$3,783 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`28 A 24A`

Property Details

APN / Parcel Number

Primary APN	`28 A 24A`
Alternative APN	`1980`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,985 sqft Living Area
Gross Area	5,507 sqft
1st Floor Area	2,608 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	626 sqft
Shed	1 Shed
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Spring/Creek

Location & Zoning

Account Number	1980
Street Address	314 OAKLAND CIR
City	RAPHINE
State	VA
Zip	24472-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AT
Legal Description	CULTON 718
Legal Subdivision	MONROE PARK
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	WALKERS CREEK
Census Block Group	4
Census Block	4002
Census Tract	930102

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 OAKLAND CIR, RAPHINE, VA 24472-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 25, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20191586
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	314 OAKLAND CIR, RAPHINE, VA 24472-2414
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 OAKLAND CIR, RAPHINE, VA 24472-2414

Mortgage

Document Number	0230001514
Date	Jul 6, 2023
Instrument	230001514

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jun 25, 2019
Property Address	314 OAKLAND CIR, RAPHINE, VA 24472-2414
Document Number	0190001586
Map Reference	MB 144 PG 332
Instrument Date	Jun 17, 2019
Instrument	190001586
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	604 MARSHALL ST, LEXINGTON, VA 24450-1922

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,783.00	$591,100 (-) Land $60,000 Building $531,100	$591,100 (-) Land $60,000 Building $531,100
2025		$591,100 (-) Land $60,000 Building $531,100	$591,100 (-) Land $60,000 Building $531,100
2023		$591,100 Land $60,000 Building $531,100	$591,100 Land $60,000 Building $531,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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