314 Oak St, Rogers, AR 72756 Property Records

Benton County property record for 314 Oak St, Rogers, AR 72756

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,439 sqft · built 1994
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Last Sale	$351,000 (May 2023)
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00133-001`

Property Details

APN / Parcel Number

Primary APN	`04-00133-001`
Alternative APNs	`35592.0` `35592`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,439 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	70,132 sqft
Garage Type	Attached
Garage Area	570 sqft
Driveway	Concrete Driveway
Driveway Area	2,804 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	551 sqft
Patio Area	647 sqft
Utility Building	288 sqft
Pole Barn	896 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	314 OAK ST
City	ROGERS
State	AR
Zip	72756-9893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF LOT 7 AND ALL OF LOTS 8,9 AND 10 IN BLOCK 3 AND A PART OF BLOCKS 2 AND 4, ALL IN HAYS ADDITION TO THE CITY OF AVOCA, BENTON COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NE CORNER OF THE NW 1/4 OF THE SE
Legal Range	29
Legal Township	20
Legal Section	16
Legal Subdivision	HAYS ADD-AVOCA
Legal Tract	2
Legal Block	PT2,3
Legal Lot Number	7-9
Jurisdiction	BENTON AR
Township / Civil Division	1
Census Block Group	3
Census Block	3015
Census Tract	21404

Owner

314 Oak St is owned and occupied by two individuals who bought it in May 2023.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 OAK ST, ROGERS, AR 72756-9893
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Line of Credit INTRUST BANK NA
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jan 20, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Mar 14, 2001
Deed Document Number	202326859
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	314 OAK ST, ROGERS, AR 72756-9893
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 OAK ST, ROGERS, AR 72756-9893

Mortgage

Document Number	L202403807
Date	Jan 25, 2024
Instrument	L202403807

Lender

Name	INTRUST BANK NA
Type	Bank
Address	105 N MAIN ST, WICHITA, KS 67202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	May 31, 2023
Property Address	314 OAK ST, ROGERS, AR 72756-9893
Document Number	L202326859
Instrument Date	May 30, 2023
Instrument	L202326859
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 OAK ST, ROGERS, AR 72756-9893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 OAK ST, ROGERS, AR 72756-9893

Mortgage

Document Number	L202326860
Date	May 31, 2023
Instrument	L202326860

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	314 OAK ST, ROGERS, AR 72756-9893
Document Number	0000004400
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 OAK ST ROGERS AR 72756, ROGERS, AR 72756

Mortgage

Document Number	0000004400
Date	Jan 26, 2018
Instrument	4400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 314 Oak St was $3,530, up 1.4% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Avoca Town
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00 (+1.41%)	$62,713 (-) Land $16,100 Building $46,613	$313,565 (-) Land $80,500 Building $233,065
2025	$3,481.00	$62,713 Land $16,100 Building $46,613	$313,565 (-) Land $80,500 Building $233,065
2024			$313,565 (+56.24%) Land $80,500 Building $233,065
2023	$1,767.00 Homeowner's exemption	$40,138 Land $6,118 Building $34,020	$200,690 Land $30,590 Building $170,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Oak St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON COUNTY WATER DISTRICT #1 serves 6,730 people · EPA ID AR0000037
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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