314 Nottingham Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 314 Nottingham Rd, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,688 sqft · built 1981
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,000 (Sep 2018)
Tax Bill	$15,556 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone AH (high risk)
APN	`48-05503-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`48-05503-0000-00034`
Alternative APN	`480550300034`

Interior

Stories	2 Stories
Building Area	2,688 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	9,017 sqft (0.207 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	314 NOTTINGHAM RD
City	RAMSEY
State	NJ
Zip	07446-2664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.207AC
Legal Subdivision	RAMSEY COUNTRY CLUB ESTATES SE
Legal Block	5503
Legal Lot Number	34
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1009
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 5, 2024	Deed of Trust, Mortgage DISCOVER BANK
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL CU
Sep 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2018 · Amount on Record
Deed Sale	Sep 15, 2018 · Amount on Record
Prior Sale	Nov 9, 2000
Deed Document Number	201818-065685
Deed Book / Page	3052 / 2365
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Aug 7, 2026
Property Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664
Document Number	0000055187
Book / Page	5871 / 212
Instrument Date	Jul 24, 2026
Instrument	202655187
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664

Mortgage

Document Number	0000055187,
Date	Aug 7, 2026
Book Page	5871/212
Instrument	202655187

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051521726
Date	Jan 5, 2024
Book Page	5152/1726
Instrument	2024000830

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2044

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046710014
Date	May 3, 2022
Book Page	4671/14
Instrument	2022047676

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 18, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044091206
Date	Oct 7, 2021
Book Page	4409/1206
Instrument	2021155292

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664
Document Number	0034351582
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	LANDSTAR TITLE AGENCY INC, LANDSTAR TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 NOTTINGHAM RD RAMSEY NJ 074462664, RAMSEY, NJ 07446-2664

Mortgage

Document Number	0034351582
Date	Dec 11, 2019
Book Page	003435/001582
Instrument	86429

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 15, 2018
Property Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664
Document Number	0030522365
Book / Page	3052 / 2365
Instrument Date	Aug 17, 2018
Instrument	00018-065685
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 NOTTINGHAM RD, RAMSEY, NJ 07446-2664

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$814,300 (+7.78%) Land $396,100 Building $418,200	$814,300 (+7.78%) Land $396,100 Building $418,200
2025	$15,556.00 (-7.57%)	$755,500 (+26.68%) Land $341,100 Building $414,400	$755,500 (+26.68%) Land $341,100 Building $414,400
2024	$16,830.00 (+7.59%)
2023		$596,400 Land $275,900 Building $320,500	$596,400 Land $275,900 Building $320,500
2022	$15,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	278.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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