314 N Walker St, Cobden, IL 62920 Property Records

Union County property record for 314 N Walker St, Cobden, IL 62920

Property Summary

Property Type	Mobile Home
Lot Size	0.107 acres (4,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,000 (Nov 2018)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00-10-215-1`

Property Details

APN / Parcel Number

Primary APN	`14-00-10-215-1`
Alternative APN	`04-30-257-009`

Exterior

Architectural Style	Mobile Home
Lot Area	4,694 sqft (0.107 acres)

Location & Zoning

Street Address	314 N WALKER ST
City	COBDEN
State	IL
Zip	62920
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOTS 6 & 7 NANCY E PHILLIPS' ADD. MH RE ADDED 2019
Legal Subdivision	NANCY E PHILLIPS' ADD
Legal Lot Number	6,7
Jurisdiction	UNION IL
Township / Civil Division	COBDEN DISTRICT 2
Census Block Group	4
Census Block	4006
Census Tract	950100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 N WALKER ST, COBDEN, IL 62920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Deed of Trust, Mortgage · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Nov 27, 2018	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	20182214
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	314 N WALKER ST, COBDEN, IL 62920
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R0643
Date	Apr 23, 2019
Instrument	2019R0643

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Nov 27, 2018
Property Address	314 N WALKER ST, COBDEN, IL 62920
Document Number	2018R2214
Instrument Date	Nov 9, 2018
Instrument	2018R2214
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	ACCURATE TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$16.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	314 N WALKER ST, COBDEN, IL 62920

Mortgage

Document Number	2018R2215
Date	Nov 27, 2018
Instrument	2018R2215

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cobden Village
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+15.78%)	$31,320 (+24.34%) Land $3,730 Building $27,590	$93,960 (+24.34%) Land $11,190 Building $82,770
2022	$1,242.00 Homeowner's exemption	$25,189 Land $2,999 Building $22,190	$75,567 Land $8,997 Building $66,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBDEN serves 1,267 people · EPA ID IL1810150
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: BLIP Networks, ClearWave.

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