314 N State St, Elgin, IL 60123 Property Records

Kane County property record for 314 N State St, Elgin, IL 60123

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.161 acres (6,996 sqft)
Owner	Company Name on File
Last Sale	$900,000 (Dec 2018)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-201-010`

Property Details

APN / Parcel Number

Primary APN	`06-14-201-010`

Exterior

Lot Area	6,996 sqft (0.161 acres)

Location & Zoning

Street Address	314 N STATE ST
City	ELGIN
State	IL
Zip	60123-3578
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	W C KIMBALLS 2ND ADDN NORTHERLY 66 FT OF SOUTHERLY 132 FT OF LOT 2 & NORTHERLY 66 FT OF SOUTHERLY 132 FT OF EASTERLY 40 FT LOT 3 BLOCK 48
Legal Subdivision	W C KIMBALLS 2ND ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3029
Census Tract	854600

Owner

314 N State St is owned by a company that bought it in December 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	130 S STATE ST, ELGIN, IL 60123-6444
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Deed Document Number	201861049
Record Updated	Oct 29, 2026

December 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Dec 20, 2018
Property Address	314 N STATE ST, ELGIN, IL 60123-3578
Document Number	0000061049
Instrument Date	Dec 20, 2018
Instrument	61049
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TITLE SERVICES, INC.

Transaction

Amount	Amount on Record
Tax	$1,350.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	130 S STATE ST ELGIN IL 601236444, ELGIN, IL 60123-6444
Investor	Possibly a Property Investor

Mortgage

Document Number	61051
Date	Dec 20, 2018
Instrument	61051

Lender

Name	MERCHANTS CAP CORP
Address	11555 N MERIDIAN ST # 400, CARMEL, IN 46032-6945

Agreement

Amount	Amount on Record
Term	504 Months
Due	Dec 19, 2060

Interest

Rate	4.62%

Mortgage

Document Number	61054,
Date	Dec 20, 2018
Instrument	61054

Lender

Name	FOX RIV AFFORDABLE HSNG CORP
Address	130 S STATE ST, ELGIN, IL 60123-6444

Agreement

Amount	Amount on Record
Term	504 Months
Due	Dec 19, 2060

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2022	Additional exemption filed
2021		$28,494 Land $28,494

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 314 N State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 314 N State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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