Carter County property record for 314 N St NE, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 806 sqft · built 1955 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Jul 2026) |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0010-00-259-001-0-001-00 |
| Primary APN | 0010-00-259-001-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 806 sqft Living Area |
| 1st Floor Area | 806 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 18 sqft |
| Deck Area | 78 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 2553 |
|---|---|
| Street Address | 314 N ST NE |
| City | ARDMORE |
| State | OK |
| Zip | 73401-7661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ARDMORE LOTS & BLKS, BLK 259 LOT 1 S 45 & ADJ 10 OF ALLEY ON S (55X100) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 29 |
| Legal Subdivision | ARDMORE CITY |
| Legal Block | 259 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 892802 |
314 N St NE is owned by an individual who bought it in July 2026.
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12503 N CR 3320, STRAFORD, OK 73872 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK |
| Jul 14, 2021 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Jul 14, 2021 · Amount on File |
| Deed Document Number | 20266773 |
| Deed Book / Page | 7920 / 292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jul 14, 2026 |
| Property Address | 314 N ST NE, ARDMORE, OK 73401-7661 |
| Document Number | 0000006773 |
| Book / Page | 7920 / 292 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20266773 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,983.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000006774, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20266774 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 10, 2029 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jul 14, 2021 |
| Property Address | 314 N ST NE, ARDMORE, OK 73401-7661 |
| Document Number | 007075/156 |
| Book / Page | 7075 / 156 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021-007773 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 N ST NE, ARDMORE, OK 73401-7661 |
| Document Number | 2021007774 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021-007774 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 314 N St NE was $867.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,548 (-1.58%) Land $900 Building $7,648 | $71,235 (-1.57%) Land $7,500 Building $63,735 | |
| 2025 | $867.00 | $8,685 Land $900 Building $7,785 | $72,372 Land $7,500 Building $64,872 |
| 2023 | $809.00 | $8,190 Land $841 Building $7,349 | $68,783 Land $7,500 Building $61,283 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 314 N St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 314 N St NE is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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