314 N Franklin St, Van Wert, OH 45891 Property Records

Van Wert County property record for 314 N Franklin St, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 936 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$112,500 (Oct 2024)
Tax Bill	$486 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-019252.0000`

Property Details

APN / Parcel Number

Primary APN	`12-019252.0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	936 sqft Living Area
Gross Area	2,026 sqft
Upper Floors Area	936 sqft
Flooring	Wood
Interior Walls	Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	936 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	314 N FRANKLIN ST
City	VAN WERT
State	OH
Zip	45891-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 567 VAN WERT 1
Legal Lot Number	567
Jurisdiction	VAN WERT OH
Township / Civil Division	RIDGE
Census Block Group	2
Census Block	2005
Census Tract	20600

Owner

Source: Van Wert County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	134 E CAYUGA TRL, SANDUSKY, OH 44870-6214
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Oct 25, 2024	Warranty Deed, Construction Loan · Construction Mortgage CONSTRUCTION LOAN SERVICES LLC
Jan 20, 2023	Survivorship Deed, Transfer NOT AVAILABLE, FOUR DIAMOND TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	20243367
Deed Book / Page	432 / 2471
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	314 N FRANKLIN ST, VAN WERT, OH 45891-1314
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000436/628
Date	Oct 23, 2025
Book Page	436/628
Instrument	202503722

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	19800 MACARTHUR BLVD STE 950, IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Oct 25, 2024
Property Address	314 N FRANKLIN ST, VAN WERT, OH 45891-1314
Document Number	00432/2471
Book / Page	432 / 2471
Instrument Date	Oct 24, 2024
Instrument	202403367
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 E CAYUGA TRL, SANDUSKY, OH 44870-6214

Mortgage

Document Number	0202403368
Date	Oct 25, 2024
Instrument	202403368

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	VAN WERT OH
Recording Date	Jan 20, 2023
Property Address	314 N FRANKLIN ST, VAN WERT, OH 45891-1314
Document Number	00426/3817
Book / Page	426 / 3817
Instrument Date	Jan 12, 2023
Instrument	202300212
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	NOT AVAILABLE, FOUR DIAMOND TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	314 WESTWOOD DR, MIDDLE POINT, OH 45863-9748

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Ridge Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$486.00 (+15.99%)	$12,870 (-) Land $2,930 Building $9,940
2024	$419.00 (-15.86%)	$12,870 (-) Land $2,930 Building $9,940	$36,770 (-) Land $8,370 Building $28,400
2023	$498.00 (+23.27%)	$12,870 (+38.69%) Land $2,930 Building $9,940	$36,770 (+38.65%) Land $8,370 Building $28,400
2022	$404.00	$9,280 Land $2,820 Building $6,460
2020			$26,520 Land $8,060 Building $18,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC.

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