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314 N Chestnut St, Owosso, MI 48867 Property Records

Shiawassee County property record for 314 N Chestnut St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$146,000 (Jul 2022)
Tax Bill$2,277 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN050-490-000-006-00

Property Details

APN / Parcel Number

Primary APN050-490-000-006-00

Exterior

Lot Area9,148 sqft (0.21 acres)
Lot Dimensions131 ft deep x 70 ft wide

Location & Zoning

Street Address314 N CHESTNUT ST
CityOWOSSO
StateMI
Zip48867-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 S 20' LOT 8 N 10' LOT 10 PARK HILL ADD INCLUDING 12 CLOSED ALLEY
Legal SubdivisionPARK HILL ADD
Legal Lot Number9,8,10
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1003
Census Tract30700

Owner

Source: Shiawassee County records · APN 050-490-000-006-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address314 N CHESTNUT ST, OWOSSO, MI 48867-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · FHA Mortgage
EVERETT FINANCIAL INC
Jul 22, 2022Warranty Deed, Transfer
CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Prior SaleNov 26, 2003 · Amount on Record
Deed Document Number20223362740
Deed Book / Page1298 / 782
Prior Transfer DateMar 15, 2013
Prior Transfer Doc00118300226
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Recording DateAug 05, 2026
Property Address314 N CHESTNUT ST, OWOSSO, MI 48867-2007
Document Number0003405812
Book / Page1341 / 198
Instrument DateJul 31, 2026
Instrument20263405812
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address33007 FARGO ST, LIVONIA, MI 48152-1464

Mortgage

Document Number0003405812,
DateAug 05, 2026
Book Page1341/198
Instrument20263405812
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.43%
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 22, 2022
Property Address314 N CHESTNUT ST, OWOSSO, MI 48867-2007
Document Number0012980782
Book / Page1298 / 782
Map ReferenceLB 1 PG 60
Instrument DateJul 11, 2022
Instrument3362740
Transaction TypeTransfer
Record UpdatedAug 04, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 ARIEL DR, 105, MOORESVILLE, NC 28117-7110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 N CHESTNUT ST, OWOSSO, MI 48867-2007

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$66,400 (+10.48%)$132,800 (+10.48%)
2025$2,277.00 (+7.15%) Homeowner's exemption$60,100 (+23.41%)$120,200 (+23.41%)
2024$2,125.00
2023$2,125.00 Homeowner's exemption$48,700$97,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
DayStarr
Fiber		2,500 / 2,500
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OWOSSO
serves 16,353 people
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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