Gratiot County property record for 314 N 3rd St, Bannister, MI 48807
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,472 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-300-091-00 |
| Primary APN | 03-300-091-00 |
|---|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Street Address | 314 N 3RD ST |
|---|---|
| City | BANNISTER |
| State | MI |
| Zip | 48807-9722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD L 440 P 322 VILLAGE OF BANNISTER LOTS 1, 2, & 3 BLOCK 23. ELBA TWP., GRATIOT COUNTY. |
| Legal Subdivision | VILLAGE OF BANNISTER |
| Legal Lot Number | 1-3 |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ELBA |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 900 |
Source: Gratiot County records, as of June 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 N 3RD ST, BANNISTER, MI 48807-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| County Subdivision | Elba Township |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,700 | $297,400 | |
| 2023 | $2,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Point Broadband, Skyweb Networks, T-Mobile.
5G and 4G LTE (outdoors only)
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