314 N 2nd St, Breese, IL 62230 Property Records

Clinton County property record for 314 N 2nd St, Breese, IL 62230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1902
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2021)
Tax Bill	$4,671 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-22-109-002`

Property Details

APN / Parcel Number

Primary APN	`06-06-22-109-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,920 sqft Finished Area
1st Floor Area	2,328 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	150 ft deep x 82 ft wide
Garage Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	314 N 2ND ST
City	BREESE
State	IL
Zip	62230-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	B HAAR'S WEST ADD BLK 2 LOT 17 & W 1/2 OF LOT 16
Legal Subdivision	WEST ADD
Legal Block	2
Legal Lot Number	16-17
Jurisdiction	CLINTON IL
Township / Civil Division	BREESE
Census Block Group	1
Census Block	1200
Census Tract	900300

Owner

314 N 2nd St is owned and occupied by an individual who bought it in September 2021.

Source: Clinton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	314 N 2ND ST, BREESE, IL 62230-1646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage IUKA STATE BANK
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 2, 2018	Grant Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20216177
Prior Transfer Date	Dec 1, 2018
Prior Transfer Doc	0000005283
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Sep 17, 2021
Property Address	314 N 2ND ST, BREESE, IL 62230-1646
Document Number	0000006177
Instrument Date	Sep 13, 2021
Instrument	2021R06177
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N 2ND ST, BREESE, IL 62230-1646

Mortgage

Document Number	0000006178
Date	Sep 17, 2021
Instrument	2021R06178

Lender

Name	IUKA STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.45%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	314 N 2ND ST, BREESE, IL 62230-1646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000384
Date	Jan 27, 2020
Instrument	2020R00384

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON IL
Recording Date	Apr 2, 2018
Property Address	314 N 2ND ST, BREESE, IL 62230-1646
Document Number	0000001322
Instrument Date	Apr 2, 2018
Instrument	1322
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	QUAD COUNTY TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 N 2ND ST BREESE IL 622301646, BREESE, IL 62230-1646

Mortgage

Document Number	1323
Date	Apr 2, 2018
Instrument	1323

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 314 N 2nd St was $4,671, up 13.3% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Breese Township
Municipality	Breese City
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Breese School District 12 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,671.00 (+13.32%) Homeowner's exemption	$70,420 Land $11,930 Building $58,490	$211,260 Land $35,790 Building $175,470
2024	$4,122.00
2022	$3,694.00 (+0.98%)	$56,440 (+5%) Land $9,560 Building $46,880	$169,320 (+5%) Land $28,680 Building $140,640
2021	$3,658.00	$53,750 Land $9,100 Building $44,650	$161,250 Land $27,300 Building $133,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 N 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREESE serves 4,772 people · EPA ID IL0270250
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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