Gaston County property record for 314 Morris St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2020 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Feb 2023) |
| Tax Bill | $3,003 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage May 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133183 |
| Primary APN | 133183 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Building Area | 1,260 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 314 MORRIS ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | MURPHY HEIGHTS L 42 08 001 001 42 000 |
| Legal Subdivision | MURPHY HEIGHTS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 30205 |
314 Morris St is owned and occupied by two individuals who bought it in February 2023.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 MORRIS ST, STANLEY, NC 28164-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY |
| May 22, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 28, 2020 | Warranty Deed, Transfer · Construction Mortgage DRAGON PROPS LLC |
| Apr 9, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 9, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on File |
| Deed Sale | Feb 17, 2023 · Amount on File |
| Prior Sale | May 22, 2020 · Amount on File |
| Deed Book / Page | 5393 / 536 |
| Prior Transfer Date | Apr 2, 2019 |
| Prior Transfer Doc | 0050350037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 17, 2023 |
| Property Address | 314 MORRIS ST, STANLEY, NC 28164-1422 |
| Document Number | 0053930536 |
| Book / Page | 5393 / 536 |
| Map Reference | MB 35 PG 28 |
| Instrument Date | Feb 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1149 SALEM BAY DR, BEAUFORT, SC 29902-5252 |
| Name | Verified Name |
|---|---|
| Address | 314 MORRIS ST, STANLEY, NC 28164-1422 |
| Document Number | 0005393539 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 5393/539 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Number | 0053930549 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 5393/549 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 22, 2020 |
| Property Address | 314 MORRIS ST, STANLEY, NC 28164-1422 |
| Document Number | 0051240849 |
| Book / Page | 5124 / 849 |
| Map Reference | MB 35 PG 28 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 442, MOUNT HOLLY, NC 28120-0442 |
| Name | Verified Name |
|---|---|
| Address | 314 MORRIS ST, STANLEY, NC 28164-1422 |
| Document Number | 5124851 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 5124/851 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 28, 2020 |
| Property Address | 314 MORRIS ST, STANLEY, NC 28164-1422 |
| Document Number | 0051041718 |
| Book / Page | 005104 / 001718 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $38.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 442 MOUNT HOLLY NC 281200442, MOUNT HOLLY, NC 28120-0442 |
| Document Number | 51041856 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 005104/001856 |
| Name | DRAGON PROPS LLC |
|---|---|
| Address | 1011 DRAGON LN, MOUNT HOLLY, NC 28120-1174 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 27, 2021 |
| Document Number | 51041851, |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 005104/001851 |
| Name | DRAGON PROPS LLC |
|---|---|
| Address | 1011 DRAGON LN, MOUNT HOLLY, NC 28120-1174 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 27, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 9, 2019 |
| Property Address | 314 MORRIS ST, STANLEY, NC 28164-1422 |
| Document Number | 0050350037 |
| Book / Page | 005035 / 000037 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 340 STANLEY NC 281640340, STANLEY, NC 28164-0340 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 9, 2019 |
| Property Address | 314 MORRIS ST, STANLEY, NC 28164-1422 |
| Document Number | 0050350040 |
| Book / Page | 005035 / 000040 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 340 STANLEY NC 281640340, STANLEY, NC 28164-0340 |
The 2026 property tax bill for 314 Morris St was $3,003.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,003.00 | $275,760 (-) Land $17,100 Building $258,660 | |
| 2025 | $3,003.00 | $275,760 Land $17,100 Building $258,660 | |
| 2023 | $3,033.00 | $275,760 Land $17,100 Building $258,660 | |
| 2021 | $143,530 Land $6,650 Building $136,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Morris St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 314 Morris St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT HOLLY |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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