314 Millard Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 314 Millard Ave, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,174 sqft · built 1950
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-01-302-025`

Property Details

APN / Parcel Number

Primary APN	`18-01-302-025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	2,061 sqft

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	125 ft deep x 91 ft wide
Garage Area	314 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft
Deck Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	314 MILLARD AVE
City	CRYSTAL LAKE
State	IL
Zip	60014-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0065406 LTS 15 & 18 BLK 25 PARK ADDN TO CRYSTAL LAKE GARDENS MEMO: PEREZ, ANTHONY R/PALAYOT, LAURA A OCAMPO
Legal Range	07E
Legal Township	43N
Legal Section	01
Legal Subdivision	PARK ADD
Legal Block	25
Legal Lot Number	15,18 18
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2036
Census Tract	871112

Owner

314 Millard Ave is owned and occupied by an individual who bought it in December 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	314 MILLARD AVE, CRYSTAL LAKE, IL 60014-5156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	May 12, 2010 · Amount on File
Deed Document Number	2021R0065406
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 7, 2021
Property Address	314 MILLARD AVE, CRYSTAL LAKE, IL 60014-5156
Document Number	0000065406
Map Reference	DOC133974MB9PG10
Instrument Date	Nov 2, 2021
Instrument	2021R0065406
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 MILLARD AVE, 314, CRYSTAL LAKE, IL 60014-5156

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	314 MILLARD AVE, CRYSTAL LAKE, IL 60014-5156

Mortgage

Document Number	0000065407
Date	Dec 7, 2021
Instrument	2021R0065407

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Grafton Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$60,577 Land $6,478 Building $54,099	$181,731 Land $19,434 Building $162,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Millard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 Millard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20