Queen Anne's County property record for 314 Merganser Ct, Chester, MD 21619
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,073 sqft · built 1998 |
| Lot Size | 0.014 acres (651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jan 2024) |
| Tax Bill | $2,245 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-111907 |
| Primary APN | 04-111907 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,073 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Lot Area | 651 sqft (0.014 acres) |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 111907 |
|---|---|
| Street Address | 314 MERGANSER CT |
| City | CHESTER |
| State | MD |
| Zip | 21619-2286 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR |
| Legal Description | BLDG 30, UNIT G PHASE 34 BAYSIDE CONDO |
| Legal Subdivision | BAYSIDE MARINA |
| Legal Phase | 34 |
| Legal Block | 30 |
| Legal Lot Number | G |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 810800 |
314 Merganser Ct, a condominium, is owned and occupied by an individual who bought it in January 2024.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 MERGANSER CT, CHESTER, MD 21619-2286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 8, 2021 | Deed, Transfer · Conventional Mortgage THE QUEENSTOWN BANK OF MARYLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on File |
| Deed Sale | Jan 4, 2024 · Amount on File |
| Prior Sale | Sep 8, 2021 · Amount on File |
| Deed Book / Page | 4327 / 127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jan 4, 2024 |
| Property Address | 314 MERGANSER CT, CHESTER, MD 21619-2286 |
| Document Number | 0043270127 |
| Book / Page | 4327 / 127 |
| Map Reference | MB SM 28 FO 67A-67D |
| Instrument Date | Jan 4, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | TITLE EXCELLENCE LLC, TITLE EXCELLENCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 MERGANSER CT # G, G, CHESTER, MD 21619-2286 |
| Document Number | 0043270135 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 4327-0135 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Sep 8, 2021 |
| Property Address | 314 MERGANSER CT, CHESTER, MD 21619-2286 |
| Document Number | 0038250255 |
| Book / Page | 3825 / 255 |
| Map Reference | MB SM 26 FO 67A-67D |
| Instrument Date | Aug 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 154 CARRIAGE HEATH, CHESTER, MD 21619-2875 |
| Document Number | 0003825261 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 3825/261 |
| Name | THE QUEENSTOWN BANK OF MARYLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 314 Merganser Ct was $2,245.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,000 Land $100,000 Building $155,000 | $255,000 Land $100,000 Building $155,000 | |
| 2025 | $2,245.00 | ||
| 2023 | $1,931.00 | $205,000 Land $90,000 Building $115,000 | $205,000 Land $90,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Merganser Ct in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 individual policies |
| Nearby Flood Policies | 125 units insured incl. 101 condo units |
| Nearby Flood Claims | 67 (1979–2020) |
| Claims Outside the SFHA | 19 of 67 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Merganser Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEVENSVILLE serves 9,155 people · EPA ID MD0170019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: BridgeMAXX Suncoast Broadband, Verizon.
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