314 McLaws Rd, Guyton, GA 31312 Property Records

Effingham County property record for 314 McLaws Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 1975
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Company Names on Record
Last Sale	$120,626 (Dec 2024)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02970-001-000`

Property Details

APN / Parcel Number

Primary APN	`02970-001-000`
Alternative APNs	`00330024000` `02970001` `2596`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft
Porch	Slab
Porch Area	50 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2596
Street Address	314 MCLAWS RD
City	GUYTON
State	GA
Zip	31312-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	1.38 AC PAR 1 (SPLT 297-1A)
Legal Subdivision	PINEORA LOTS
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2026
Census Tract	30207

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	323 5TH ST, EUREKA, CA 95501-0305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Nov 30, 2018	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL
Aug 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Jan 5, 2024 · Amount on Record
Deed Book / Page	2947 / 298
Prior Transfer Date	Nov 5, 2012
Prior Transfer Doc	002142/337
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 5, 2024
Property Address	314 MCLAWS RD, GUYTON, GA 31312-4417
Document Number	0002889/22
Book / Page	2889 / 22
Instrument Date	Jan 5, 2024
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MCLAWS RD, GUYTON, GA 31312-4417

Mortgage

Document Number	0000288924
Date	Jan 5, 2024
Instrument	2889/24

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 30, 2018
Property Address	314 MCLAWS RD, GUYTON, GA 31312-4417
Document Number	002500/483
Book / Page	2500 / 483
Instrument Date	Nov 30, 2018
Instrument	2018-003314
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MCLAWS RD, GUYTON, GA 31312-4417

Mortgage

Document Number	0000002500/0000000484
Date	Nov 30, 2018
Book Page	0000002500/0000000484
Instrument	010466

Lender

Name	ON Q FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 30, 2017
Property Address	314 MCLAWS RD, GUYTON, GA 31312-4417
Document Number	002425/796
Book / Page	2425 / 796
Instrument Date	Aug 30, 2017
Instrument	2017-002426
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 ROYAL OAK DR, GUYTON, GA 31312-5624

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,643 (-) Land $27,186 Building $61,457	$221,606 (-) Land $67,964 Building $153,642
2025	$2,565.00 (+38.87%) Homeowner's exemption	$88,643 (+73.4%) Land $27,186 Building $61,457	$221,606 (+73.4%) Land $67,964 Building $153,642
2024	$1,847.00 (+38.15%)	$51,120 (+40.69%) Land $12,144 Building $38,976	$127,801 (+40.69%) Land $30,360 Building $97,441
2023	$1,337.00 (-18.33%)	$36,334 (-18.7%) Land $12,144 Building $24,190	$90,836 (-18.7%) Land $30,360 Building $60,476
2022	$1,637.00	$44,690 Land $12,144 Building $32,546	$111,726 Land $30,360 Building $81,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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