McLean County property record for 314 Margaret Ave, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 1961 |
| Lot Size | 0.219 acres (9,520 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,052 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-29-431-008 |
| Primary APN | 14-29-431-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Basement Area | 210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,520 sqft (0.219 acres) |
| Lot Dimensions | 136 ft deep x 70 ft wide |
| Garage Area | 312 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 314 MARGARET AVE |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | OAKDALE HEIGHTS S16 LOT 27 & (EX S14) LOT 28 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 29 |
| Legal Subdivision | OAKDALE HEIGHTS |
| Legal Lot Number | 27,28 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 301 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 MARGARET AVE, NORMAL, IL 61761-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 314 MARGARET AVE, NORMAL, IL 61761-2815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | NOT AVAILABLE, FTC |
| Name | Verified Name |
|---|
| Document Number | 202100005175 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021-00005175 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,464 (+21.89%) Land $13,724 Building $60,740 | $223,392 (+21.89%) Land $41,172 Building $182,220 | |
| 2024 | $5,052.00 (+7.15%) | ||
| 2023 | $4,715.00 | $61,093 Land $11,260 Building $49,833 | $183,279 Land $33,780 Building $149,499 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jul 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Pavlov Media, Watch TV.
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