314 Main St, West Point, VA 23181 Property Records

King William County property record for 314 Main St, West Point, VA 23181

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,289 sqft · built 1886
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Apr 2022)
Tax Bill	$477 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7071-1`

Property Details

APN / Parcel Number

Primary APN	`7071-1`
Alternative APN	`69A1 13 151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7071-1
Street Address	314 MAIN ST
City	WEST POINT
State	VA
Zip	23181
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-4
Legal Description	D ST BK 13 LOTS 151 & 152
Legal Lot Number	151-152
Jurisdiction	KING WILLIAM VA
Township / Civil Division	WEST POINT
Census Block Group	2
Census Block	2108
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Historic District listed 1996 · 255 contributing resources · NRIS 96001051

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 Main St, a rural home, is owned by an individual who bought it in April 2022.

Source: King William County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	985 CHELSEA RD, WEST POINT, VA 23181-3002
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Deed Document Number	20221218
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Apr 29, 2022
Property Address	314 MAIN ST, WEST POINT, VA 23181
Document Number	0220001218
Instrument Date	Apr 20, 2022
Instrument	220001218
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 CHELSEA RD, WEST POINT, VA 23181-3002

Mortgage

Document Number	0220001219
Date	Apr 29, 2022
Instrument	220001219

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	417 Months
Due	Jan 5, 2057

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 314 Main St was $477, down 0.8% from the year before.

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Municipality	West Point Town
Unified School District	West Point Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$477.00 (-0.83%)	$156,500 (-0.95%) Land $40,000 Building $116,500	$156,500 (-0.95%) Land $40,000 Building $116,500
2025	$481.00	$158,000 Land $40,000 Building $118,000	$158,000 Land $40,000 Building $118,000
2023	$426.00 (+29.88%)	$157,800 (+79.93%) Land $40,000 Building $117,800	$157,800 (+79.93%) Land $40,000 Building $117,800
2022	$328.00	$87,700 Land $40,000 Building $47,700	$87,700 Land $40,000 Building $47,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	61 (1996–2025)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 38 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WEST POINT serves 3,063 people · EPA ID VA4101900
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20