Oswego County and Schroeppel Town property record for 314 Main St, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1928 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,500 (Sep 1994) |
| Tax Bill | $4,116 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355401 314.05-07-06 |
| Primary APN | 355401 314.05-07-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Upper Floors Area | 286 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 196,020 sqft (4.5 acres) |
| Porch | Slab |
| Porch Area | 228 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 314 MAIN ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 7 |
| Legal Lot Number | 6.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20901 |
314 Main St is owned and occupied by an individual who bought it in September 1994.
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 MAIN ST, PHOENIX, NY 13135-2438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 1994 · Amount on File |
| Deed Sale | Sep 26, 1994 · Amount on File |
| Deed Book / Page | 1262 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 314 MAIN ST, PHOENIX, NY 13135-2438 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 314 MAIN ST, PHOENIX, NY 13135-2438 |
| Document Number | 0000006188 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | R-2022-006188 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 8, 2032 |
The 2026 property tax bill for 314 Main St was $4,116 with exemptions applied, up 3.3% from the year before.
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,116.00 (+3.34%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,983.00 | $80,000 Land $12,100 Building $67,900 | $177,778 Land $26,889 Building $150,889 |
| 2023 | $80,000 Land $12,100 Building $67,900 | $145,455 Land $22,000 Building $123,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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