Polk County property record for 314 Main St, Cedartown, GA 30125
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,376 sqft · built 1880 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,402 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C20-078A |
| Primary APN | C20-078A |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,376 sqft Total Area |
| 1st Floor Area | 2,688 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1985 |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 121 ft deep x 24 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 20442 |
|---|---|
| Street Address | 314 MAIN ST |
| City | CEDARTOWN |
| State | GA |
| Zip | 30125-3042 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | CITY OF CEDARTOWN |
| Legal Subdivision | COMM-MAIN STREET |
| Jurisdiction | POLK GA |
| Township / Civil Division | CEDARTOWN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 10500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cedartown Commercial Historic District listed 1992 · 66 contributing resources · NRIS 92001715 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 889 WIMBERLY HILL RD, CEDARTOWN, GA 30125-5079 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage RIVER CITY BANK |
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL COMMUNITY BANK |
| May 8, 2020 | Deed of Trust, Mortgage GREATER CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2025 |
| Deed Sale | Jun 19, 2025 |
| Prior Sale | Feb 13, 2015 · Amount on Record |
| Deed Book / Page | 1919 / 1 |
| Prior Transfer Date | May 5, 2003 |
| Prior Transfer Doc | 0983000269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Recording Date | Jun 5, 2026 |
| Property Address | 314 MAIN ST, CEDARTOWN, GA 30125-3042 |
| Document Number | 1952000440 |
| Book / Page | 1952 / 440 |
| Instrument Date | Jun 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 889 WIMBERLY HILL RD, CEDARTOWN, GA 30125-5079 |
| Investor | Possibly a Property Investor |
| Document Number | 1952000440, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 1952/440 |
| Name | RIVER CITY BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 314 MAIN ST, CEDARTOWN, GA 30125-3042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 314 MAIN ST, CEDARTOWN, GA 30125-3042 |
| Investor | Possibly a Property Investor |
| Document Number | 0017930000000858 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 0000001793/0000000858 |
| Instrument | 003083 |
| Name | FIRST NATIONAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 314 MAIN ST, CEDARTOWN, GA 30125-3042 |
| Document Number | 0017520321 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 224 MAIN ST CEDARTOWN GA 301253047, CEDARTOWN, GA 30125-3047 |
| Document Number | 0017520321 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 001752/000321 |
| Instrument | 1885 |
| Name | GREATER CMNTY BK |
|---|---|
| Type | Bank |
| Address | CARTERSVILLE, GA 30120 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 13, 2030 |
Source: Polk County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cedartown City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,402.00 (-5.06%) | $72,991 (-) Land $3,810 Building $69,181 | $182,478 (-) Land $9,526 Building $172,952 |
| 2023 | $2,530.00 (+2.51%) | $72,991 (+3.43%) Land $3,810 Building $69,181 | $182,478 (+3.43%) Land $9,526 Building $172,952 |
| 2022 | $2,468.00 | $70,569 Land $3,717 Building $66,852 | $176,422 Land $9,293 Building $167,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARTOWN serves 9,955 people · EPA ID GA2330000 |
|---|---|
| Water Source | Purchased surface water from POLK COUNTY WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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