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314 Lynnette Pl, Lakeland, FL 33809 Property Records

Polk County property record for 314 Lynnette Pl, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,426 sqft · built 1991
Lot Size0.436 acres (18,997 sqft)
Owner2 Individual Names on Record
Last Sale$195,500 (Apr 2006)
Tax Bill$785 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-13-000000-012280

Property Details

APN / Parcel Number

Primary APN23-27-13-000000-012280
Alternative APNs
  • 132723000000012280
  • 32723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,426 sqft Living Area
Gross Area2,039 sqft
1st Floor Area1,426 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialMetal
Lot Area18,997 sqft (0.436 acres)
Lot Dimensions137 ft deep x 138 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address314 LYNNETTE PL
CityLAKELAND
StateFL
Zip33809-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionS 167 FT OF N 334 FT OF W 138.6 FT OF E 1270.8 FT OF SE1/4 OF NE1/4 LESS N 30 FT FOR RD R/W BEING LOT 17 OF UNRE GREENBRIER
Legal Range23E
Legal Township27S
Legal Section13
Legal SubdivisionGREENBRIAR
Legal Tract000000
Legal Block2
Legal Lot Number17
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2008
Census Tract12203

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address314 LYNNETTE PL, LAKELAND, FL 33809-2206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Line of Credit
GTE FCU
Oct 22, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2006 · Amount on Record
Deed SaleApr 11, 2006 · Amount on Record
Prior SaleNov 18, 1998 · Amount on Record
Deed Document Number200690081
Deed Book / Page6722 / 68
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address314 LYNNETTE PL, LAKELAND, FL 33809-2206
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214964
DateAug 17, 2021
Book Page11852/1000
Instrument2021214964
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 16, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address314 LYNNETTE PL, LAKELAND, FL 33809-2206
Document Number0114461791
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedNov 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address314 LYNNETTE PL LAKELAND FL 338092206, LAKELAND, FL 33809-2206

Mortgage

Document Number0114461791
DateNov 6, 2020
Book Page011446/001791
Instrument238193
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 5, 2035

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,709 (+2.7%)$223,668 (+1.03%) Land $33,000 Building $190,668
2025$785.00 (-34.75%) Homeowner's exemption$100,982 (+5.99%)$221,387 (-1.76%) Land $33,000 Building $188,387
2023$1,203.00 (+4.97%) Homeowner's exemption$95,278 (+3%)$225,345 (+14.3%) Land $32,000 Building $193,345
2022$1,146.00 Homeowner's exemption$92,503$197,146 Land $27,000 Building $170,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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