314 Loyola Dr, Elyria, OH 44035 Property Records

Lorain County property record for 314 Loyola Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,752 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on File
Last Sale	$129,900 (Aug 2005)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-22-007-000-123`

Property Details

APN / Parcel Number

Primary APN	`06-22-007-000-123`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,136 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	314 LOYOLA DR
City	ELYRIA
State	OH
Zip	44035-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN SUB #3 70.00 X 125.00
Legal Subdivision	COLLEGE GREEN SUBDIVISION #3
Legal Tract	22
Legal Lot Number	117
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4004
Census Tract	70102

Owner

The current owner of 314 Loyola Dr bought it in August 2005.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Owner Names on File
Mailing Address	314 LOYOLA DR, ELYRIA, OH 44035-1576
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2005 · Amount on File
Deed Sale	Aug 30, 2005 · Amount on File
Prior Sale	Feb 11, 1999
Deed Document Number	2005005855
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	314 LOYOLA DR, ELYRIA, OH 44035-1576
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 LOYOLA DR, ELYRIA, OH 44035-1576

Mortgage

Document Number	0000904694
Date	Jan 25, 2023
Instrument	2023-0904694

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	314 LOYOLA DR, ELYRIA, OH 44035-1576
Document Number	0000779941
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000779941
Date	Sep 23, 2020
Instrument	779941

Lender

Name	PNC BK
Type	Bank
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 314 Loyola Dr was $3,035.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,035.00	$64,390 (-0.01%) Land $11,370 Building $53,020	$183,980 (-) Land $32,490 Building $151,490
2024	$3,035.00 (+15.4%)	$64,394 (+33.49%) Land $11,372 Building $53,022	$183,980 (+33.49%) Land $32,490 Building $151,490
2023	$2,630.00 (+0.34%)	$48,238 (%) Land $14,529 Building $33,709	$137,820 Land $41,510 Building $96,310
2022	$2,621.00	$48,240 Land $14,530 Building $33,710
2021			$137,820 Land $41,510 Building $96,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Loyola Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Loyola Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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