Niagara County and Lockport City property record for 314 Locust St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,448 sqft · built 1880 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,000 (Jun 2026) |
| Tax Bill | $4,700 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-3971.000 |
| Primary APN | 4-3971.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 772 sqft |
| 2nd Floor Area | 676 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 95.5 ft deep x 51.7 ft wide |
| Porch | Slab |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4-3971.000 |
|---|---|
| Street Address | 314 LOCUST ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-4943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | IRREG |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 23901 |
314 Locust St is owned by an individual who bought it in June 2026.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 LINDHURST DR, LOCKPORT, NY 14094-5718 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORPORATION |
| Dec 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO |
| Aug 19, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Dec 16, 2022 · Amount on File |
| Deed Document Number | 20268126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jun 3, 2026 |
| Property Address | 314 LOCUST ST, LOCKPORT, NY 14094-4943 |
| Document Number | 0000008126 |
| Instrument Date | May 21, 2026 |
| Instrument | 20268126 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,284.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 LINDHURST DR, LOCKPORT, NY 14094-5718 |
| Document Number | 0000008127, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20268127 |
| Name | PREMIUM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Dec 16, 2022 |
| Property Address | 314 LOCUST ST, LOCKPORT, NY 14094-4943 |
| Document Number | 0000004198 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022-24198 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3884 MAPLETON RD, NORTH TONAWANDA, NY 14120-9509 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 225 HIGH ST, LOCKPORT, NY 14094-4403 |
| Document Number | 0000004199 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 2022-24199 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Aug 19, 2022 |
| Property Address | 314 LOCUST ST, LOCKPORT, NY 14094-4943 |
| Document Number | 0000006394 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 2022-16394 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2491 LINWOOD AVE, 2491, NIAGARA FALLS, NY 14305-3103 |
| Name | Verified Name |
|---|---|
| Address | 3884 MAPLETON RD, NORTH TONAWANDA, NY 14120-9509 |
The 2026 property tax bill for 314 Locust St was $4,700, up 0.5% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,700.00 (+0.53%) | ||
| 2025 | $4,675.00 | $177,000 Land $2,200 Building $174,800 | $177,000 Land $2,200 Building $174,800 |
| 2023 | $164,000 Land $2,200 Building $161,800 | $164,000 Land $2,200 Building $161,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 314 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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