314 Liston Ave, South Beloit, IL 61080 Property Records

Winnebago County property record for 314 Liston Ave, South Beloit, IL 61080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1965
Lot Size	0.9 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$94,000 (Oct 2025)
Tax Bill	$855 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-07-210-005`

Property Details

APN / Parcel Number

Primary APN	`04-07-210-005`
Alternative APNs	`407210005` `007A119`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	760 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	3,920 sqft (0.9 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	314 LISTON AVE
City	SOUTH BELOIT
State	IL
Zip	61080-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FAIR OAKS 2ND ADDN TO SO BELOIT LOT 428
Legal Subdivision	FAIR OAKS 2ND ADDN
Legal Lot Number	428
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	1
Census Block	1004
Census Tract	4004

Owner

Source: Winnebago County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5062 ROCKROSE CT, ROSCOE, IL 61073-7797
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage HOLCOMB STATE BANK
Oct 7, 2025	Warranty Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TUA
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	202526007
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	314 LISTON AVE, SOUTH BELOIT, IL 61080-2132
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004248
Date	Feb 20, 2026
Instrument	2604248

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 4, 2031

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 7, 2025
Property Address	314 LISTON AVE, SOUTH BELOIT, IL 61080-2132
Document Number	0000026007
Map Reference	PB 11 PG 20 21
Instrument Date	Oct 6, 2025
Instrument	2526007
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Tax	$141.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5062 ROCKROSE CT, ROSCOE, IL 61073-7797

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 4, 2021
Property Address	314 LISTON AVE, SOUTH BELOIT, IL 61080-2132
Document Number	0000035354
Map Reference	PB 11 PG 20 & 21
Instrument Date	Oct 1, 2021
Instrument	2135354
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 LISTON AVE, SOUTH BELOIT, IL 61080-2132

Mortgage

Document Number	0000035355
Date	Oct 4, 2021
Instrument	2135355

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	South Beloit City
Unified School District	County of Winnebago SD 320 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$855.00 (+6.21%)	$18,194 (+9.28%) Land $1,450 Building $16,744	$54,582 (+9.28%) Land $4,350 Building $50,232
2024	$805.00 Homeowner's exemption	$16,649 (+35.04%) Land $1,327 Building $15,322	$49,947 (+35.04%) Land $3,981 Building $45,966
2022	Homeowner's exemption	$12,329 Land $982 Building $11,347	$36,987 Land $2,946 Building $34,041

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450
Water Source	Purchased groundwater from CITY OF BELOIT
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire, T-Mobile.

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