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314 la Mesa Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 314 la Mesa Ave, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,692 sqft · built 1947
Lot Size0.94 acres (4,090 sqft)
OwnerCompany Name on File
Last Sale$185,200 (Feb 1988)
Tax Bill$4,768 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN256-351-10-00

Property Details

APN / Parcel Number

Primary APN256-351-10-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,692 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area4,090 sqft (0.94 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address314 LA MESA AVE
CityENCINITAS
StateCA
Zip92024-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK G LOT 15 TR 001800
Legal SubdivisionSEASIDE GARDEN HEIGHTS
Legal Tract001800
Legal BlockG
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract17702

Owner

Source: San Diego County records · APN 256-351-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address314 LA MESA AVE, ENCINITAS, CA 92024-2505
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 18, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 1988 · Amount on Record
Deed SaleFeb 03, 1988 · Amount on Record
Deed Document Number198850430
Last Transfer DateDec 28, 2018
Transfer Doc0000021025
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address314 LA MESA AVE, ENCINITAS, CA 92024-2505
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 LA MESA AVE, ENCINITAS, CA 92024-2505

Mortgage

Document Number0000484573
DateJul 06, 2021
Instrument2021-0484573
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateAug 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
Index1-Month LIBOR
Max Rate8%

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2019
Property Address314 LA MESA AVE, ENCINITAS, CA 92024-2505
Document Number0000021025
Instrument DateDec 28, 2018
Instrument21025
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address314 LA MESA AVE ENCINITAS CA 920242505, ENCINITAS, CA 92024-2505

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$413,122 (+2%) Land $341,657 Building $71,465
2025$4,768.00 (+7.65%) Homeowner's exemption$405,022 (+4.04%) Land $334,958 Building $70,064
2023$4,429.00 (+2.14%) Homeowner's exemption$389,297 Land $321,952 Building $67,345
2022$4,336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Nearby Flood Policies6 in force
2 of 6 on primary residences
Nearby Flood Claims6 (1993–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storm And Flooding
Flood Events
  • Severe Storm And Flooding (Jan 2024), 2 claims
  • Severe Storms, Flooding, Landslides, And Mud And Debris Flows (Feb 2005), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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