314 Kathy Rd, Ozark, MO 65721 Property Records

Christian County property record for 314 Kathy Rd, Ozark, MO 65721

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,061 sqft · built 1977
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Sep 2022 Mortgage Aug 2019 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.4-18-0-0-15`

Property Details

APN / Parcel Number

Primary APN	`18-0.4-18-0-0-15`
Alternative APN	`18-0.4-18-000-000-015.000`

Interior

Full Baths	1 Bath
Building Area	1,061 sqft Adjusted Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1977
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	307 ft deep x 160 ft wide

Location & Zoning

Street Address	314 KATHY RD
City	OZARK
State	MO
Zip	65721-7599
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 5 JIMMYS ROLLING ACRES THE E 1/2
Legal Range	21
Legal Township	26
Legal Section	18
Legal Subdivision	JIMMYS ROLLING
Legal Lot Number	5
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTH GALLOWAY
Census Block Group	1
Census Block	1055
Census Tract	20501

Owner

314 Kathy Rd, a mobile home, is owned by two individuals who acquired it in September 2018.

Source: Christian County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	687 E KINGS CARRIAGE BLVD, NIXA, MO 65714-7571
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Aug 13, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK/THE OZARKS
Sep 10, 2018	Warranty Deed, Transfer · Line of Credit CENTRAL BK/THE OZARKS
Sep 10, 2018	Quit Claim Deed, Transfer OZARK ABSTRACT AND TITLE
Sep 10, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018
Deed Sale	Sep 10, 2018
Deed Document Number	2018011985
Deed Book / Page	2018 / 011985
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	314 KATHY RD, OZARK, MO 65721-7599
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 KATHY RD, NIXA, MO 65714

Mortgage

Document Number	0202214441
Date	Sep 26, 2022
Book Page	2022/14441
Instrument	2022L14586

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 13, 2019
Property Address	314 KATHY RD, OZARK, MO 65721-7599
Book / Page	002019 / 010441
Instrument Date	Aug 12, 2019
Instrument	10547
Transaction Type	Construction Loan
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 KATHY RD OZARK MO 657217599, OZARK, MO 65721-7599

Mortgage

Document Number	0201910441
Date	Aug 13, 2019
Book Page	002019/010441
Instrument	10547

Lender

Name	CENTRAL BK/THE OZARKS
Address	MARSHFIELD, MO 65706

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 10, 2018
Property Address	314 KATHY RD, OZARK, MO 65721-7599
Document Number	0201811985
Book / Page	002018 / 011985
Instrument Date	Sep 10, 2018
Instrument	12118
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	OZARK ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	687 E KINGS CARRIAGE BLVD NIXA MO 657147571, NIXA, MO 65714-7571

Mortgage

Document Number	201811986
Date	Sep 10, 2018
Book Page	002018/011986
Instrument	12119

Lender

Name	CENTRAL BK/THE OZARKS
Address	MARSHFIELD, MO 65706

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 10, 2018
Property Address	314 KATHY RD, OZARK, MO 65721-7599
Document Number	0201811984
Book / Page	002018 / 011984
Instrument Date	Aug 17, 2018
Instrument	12117
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	OZARK ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 12 HIGHLANDVILLE MO 656690012, HIGHLANDVILLE, MO 65669-0012

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 10, 2018
Property Address	314 KATHY RD, OZARK, MO 65721-7599
Document Number	0201811983
Book / Page	002018 / 011983
Instrument Date	Jul 11, 1995
Instrument	12116
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 FIR DR OZARK MO 657216506, OZARK, MO 65721-6506

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Highlandville City
Unified School District	Spokane R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$29,790	$156,800 Land $20,000 Building $136,800
2023	$27,930	$147,000 Land $20,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Kathy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Kathy Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDVILLE PWS serves 1,417 people · EPA ID MO5024134
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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