314 Kaleb Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 314 Kaleb Ct, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,313 sqft · built 2022
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$494,206 (May 2022)
Tax Bill	$9,869 (2024)
Deeds & Mortgages	Oct 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-301-032-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-301-032-000`

Interior

Bedrooms	3 Beds
Building Area	2,313 sqft Living Area
1st Floor Area	2,313 sqft
Basement Area	2,313 sqft
Unfinished Basement	2,313 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	314 KALEB CT
City	WATERLOO
State	IL
Zip	62298-1096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 NATALIE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	NATALIE ESTATES
Legal Lot Number	32
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4055
Census Tract	600401

Owner

Source: Monroe County records · APN 08-19-301-032-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 KALEB CT, WATERLOO, IL 62298-1096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE
May 06, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF BELLEVILLE
Jul 07, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF BELLEVILLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2022 · Amount on Record
Deed Sale	May 06, 2022 · Amount on Record
Prior Sale	Jul 07, 2021 · Amount on Record
Deed Document Number	2022424147
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	314 KALEB CT, WATERLOO, IL 62298-1096
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426436
Date	Oct 07, 2022
Instrument	426436

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 06, 2022
Property Address	314 KALEB CT, WATERLOO, IL 62298-1096
Document Number	0000424147
Map Reference	DOC 413650
Instrument Date	May 06, 2022
Instrument	424147
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$741.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 STATE ROUTE 159107, SMITHTON, IL 62285

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9316 W STATE ROUTE 104, WAVERLY, IL 62692-8528

Mortgage

Document Number	0000424148
Date	May 06, 2022
Instrument	424148

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 07, 2021
Property Address	314 KALEB CT, WATERLOO, IL 62298-1096
Document Number	0000418337
Instrument Date	Jul 07, 2021
Instrument	418337
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 STATE ROUTE 159 STE 107, 107, SMITHTON, IL 62285-2508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000418338
Date	Jul 07, 2021
Instrument	418338

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,980 (+1,013.01%) Land $24,680 Building $159,300	$551,940 (+1,013.01%) Land $74,040 Building $477,900
2024	$9,869.00
2022		$16,530 Land $16,530	$49,590 Land $49,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: HTC Holding, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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