314 John St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 314 John St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1928
Lot Size	0.14 acres (6,111 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Oct 2018)
Tax Bill	$9,458 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-06204-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`14-06204-0000-00014`
Alternative APNs	`140620400014` `5469`

Interior

Stories	2 Stories
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	6,111 sqft (0.14 acres)
Lot Dimensions	163 ft deep x 5 ft wide

Location & Zoning

Account Number	5469
Street Address	314 JOHN ST
City	ROSELLE
State	NJ
Zip	07203-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 306054.
Legal Subdivision	EDGEWOOD
Legal Block	6204
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3000
Census Tract	34200

Owner

314 John St is owned and occupied by two individuals who bought it in October 2018.

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 JOHN ST, ROSELLE, NJ 07203-1871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 23, 2018	Grant Deed, Transfer · FHA Mortgage QUIK FUND
Jun 5, 2018	Trustee's Deed, Foreclosure ROSELLE PEAK J TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	2018306054
Deed Book / Page	6292 / 208
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	314 JOHN ST, ROSELLE, NJ 07203-1871
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149022892
Date	Mar 8, 2021
Book Page	14902/2892
Instrument	6281

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Dec 1, 2048

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 23, 2018
Property Address	314 JOHN ST, ROSELLE, NJ 07203-1871
Document Number	0062920208
Book / Page	006292 / 000208
Instrument Date	Oct 18, 2018
Instrument	306054
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 JOHN ST ROSELLE NJ 072031871, ROSELLE, NJ 07203-1871

Mortgage

Document Number	145000501
Date	Oct 23, 2018
Book Page	014500/000501
Instrument	664302

Lender

Name	QUIK FUND
Type	Funding / Finance Company
Address	GARDEN CITY, NY 11530

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Jun 5, 2018
Property Address	314 JOHN ST, ROSELLE, NJ 07203-1871
Document Number	0144490423
Book / Page	014449 / 000423
Instrument Date	Feb 28, 2018
Instrument	300635
Transaction Type	Foreclosure
Record Updated	Feb 27, 2019
Title Company	ALL PRO TITLE GROUP LLC, ALL PRO TITLE GRP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2778 ALICE TER UNION NJ 070834103, UNION, NJ 07083-4103

Mortgage

Document Number	144490423
Date	Jun 5, 2018
Book Page	014449/000423
Instrument	658078

Lender

Name	ROSELLE PEAK J TRUST (PT)
Address	319 QUEEN ANNE RD, TEANECK, NJ 07666-3241

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 314 John St was $9,458, up 5.2% from the year before.

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,400 (-) Land $59,700 Building $43,700	$103,400 (-) Land $59,700 Building $43,700
2025	$9,458.00 (+5.21%)	$103,400 Land $59,700 Building $43,700	$103,400 Land $59,700 Building $43,700
2024	$8,990.00
2023		$103,400 Land $59,700 Building $43,700	$103,400 Land $59,700 Building $43,700
2022	$8,826.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 314 John St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1978–2026)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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