Lucas County property record for 314 John St, Derby, IA 50068
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,823 sqft · built 1912 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Nov 2021) |
| Tax Bill | $734 (2026) |
| Deeds & Mortgages | Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0924378004 |
| Primary APN | 0924378004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,823 sqft Living Area |
| Basement Area | 749 sqft |
| Unfinished Basement | 749 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,214 sqft (0.487 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 298 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 314 JOHN ST |
|---|---|
| City | DERBY |
| State | IA |
| Zip | 50068-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-71-23 O.T. S1/2 LOT 161 |
| Legal Range | 23W |
| Legal Township | 71N |
| Legal Section | 24 |
| Legal Lot Number | 161 |
| Jurisdiction | LUCAS IA |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 950200 |
314 John St is owned and occupied by two individuals who bought it in November 2021.
Source: Lucas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 25, DERBY, IA 50068-0025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on File |
| Deed Sale | Nov 18, 2021 · Amount on File |
| Deed Document Number | 20211912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS IA |
| Recording Date | Nov 18, 2021 |
| Property Address | 314 JOHN ST, DERBY, IA 50068-7705 |
| Document Number | 0020211912 |
| Instrument Date | Nov 14, 2021 |
| Instrument | 2021-1912 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $23.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 25, DERBY, IA 50068-0025 |
The 2026 property tax bill for 314 John St was $734 with a homeowner's exemption, down 5.4% from the year before.
Source: Lucas County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Lucas County |
| Municipality | Derby City |
| Unified School District | Mormon Trail Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734.00 (-5.41%) Homeowner's exemption | $49,096 (-) Land $4,125 Building $44,971 | $49,096 (-) Land $4,125 Building $44,971 |
| 2025 | $776.00 (-0.77%) Homeowner's exemption | $49,096 Land $4,125 Building $44,971 | $49,096 Land $4,125 Building $44,971 |
| 2024 | $782.00 | ||
| 2023 | $47,786 Land $4,125 Building $43,661 | $47,786 Land $4,125 Building $43,661 | |
| 2021 | $300.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 314 John St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 74% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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