Beauregard Parish property record for 314 Jims Cir, Ragley, LA 70657
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $3,531 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 0604064130L |
| Primary APN | 0604064130L |
|---|
| Street Address | 314 JIMS CIR |
|---|---|
| City | RAGLEY |
| State | LA |
| Zip | 70657-6946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 OF OAK RIDGE ESTATES |
| Legal Subdivision | OAK RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | BEAUREGARD LA |
| Township / Civil Division | 4A |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960701 |
314 Jims Cir is owned and occupied by two individuals who acquired it in August 2017.
Source: Beauregard Parish records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 JIMS CIR, RAGLEY, LA 70657-6946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2017 |
| Deed Sale | Aug 4, 2017 |
| Deed Document Number | 534973 |
| Deed Book / Page | 973 / 206 |
| Prior Transfer Date | Jun 29, 2016 |
| Prior Transfer Doc | 534973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Property Address | 314 JIMS CIR, RAGLEY, LA 70657-6946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 806/160 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 806/160 |
| Instrument | 540948 |
| Name | JEFF DAVIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LAKE CHARLES, LA 70607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 314 Jims Cir was $3,531 with a homeowner's exemption.
Source: Beauregard Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Beauregard Parish |
| Unified School District | Beauregard Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,531.00 Homeowner's exemption | $27,539 Land $3,500 Building $24,039 | $275,389 Land $35,000 Building $240,389 |
| 2023 | $3,017.00 Homeowner's exemption | $23,054 Land $2,225 Building $20,829 | $230,540 Land $22,250 Building $208,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Jims Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 10 (2019–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Oct 2020 · Hurricane Delta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Jims Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUREGARD WATER WORKS DIST #3 serves 24,000 people · EPA ID LA1011008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swyft Connect Fiber | 1,000 / 1,000 |
May also be available: Optimum, T-Mobile.
5G (outdoors only) and 4G LTE
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